Whether your car insurance premium increases after an accident depends on where you live.

It’s a fact of life, being in any car accident can be stressful, whether or not you are at fault. Many people fear their own car insurance premiums will increase if they tell their insurance company, but this is not always the case. However, even if the other driver caused the accident, you might still see an increase in your premium. Why?

How Car Insurance Premiums Work After an Accident

The moment an accident gets reported, insurance companies start assessing the situation. If you were at fault, expect your rate to go up. The increase depends on how serious the accident was and how much your insurer ends up paying. Even a minor fender bender can lead to a higher premium, though the jump won’t be as steep as it would be for a major collision.

Your car insurance premiums are based on a number of factors, including your driving history, the severity of the accident, and where you live. Even if the accident was not your fault, insurance companies look at a few things:

  • Increased Risk Profile: If you have been involved in an accident, insurers may view you as a higher risk, regardless of fault.
  • State Laws and Regulations: Some states allow insurers to increase rates after a claim, while some states protect drivers from unfair hikes.
  • Claim Frequency: If your insurer notices several claims on your policy, even if you were not at fault, they may increase premiums to offset potential future losses.

Maryland Residents

Can your rates increase? The answer is yes; possibly even if the accident was not your fault. There is one type of insurance claim that will not increase your premium, and that is a Personal Injury Protection (PIP coverage) claim. If you file a PIP claim for medical expenses or lost wages, this cannot be held against you and later increase your premiums, regardless of who is at fault.

The issue insurers really analyze is how many UM (Uninsured Motorist) and UIM (Underinsured Motorist) claims you’ve had on your policy. If you read your insurance policy carefully, you may see this listed as UMPD (Uninsured Motorist Property Damage Claim), or UMBI (Uninsured Motorist Bodily Injury Claim), along with a value for your deductible. Your Uninsured Motorist coverage will pay for damages to your car or pay to settle your injury claim if the at-fault driver had low or no insurance coverage.

 An at-fault driver without insurance is considered “uninsured” if:

  • the at-fault driver does not have insurance;
  • the other driver and vehicle are unknown, such as a hit and run collision; or
  • the at-fault driver’s insurance company has denied coverage because the other driver violated the terms of their auto insurance policy.

But beware, if you are involved in an accident in one of these situations, you will need to file an uninsured motorist claim under your own policy. But before you do that, there are a few things to know:

  • In Maryland, uninsured motorist coverage only applies if the other driver is found to be 100% at fault. If you are found to be even 1% at fault, you cannot collect due to Maryland’s contributory negligence laws.
  • For an uninsured motorist claim, many insurance companies require you to call the police immediately and report the claim. These requirements can be found within your insurance policy, or you can contact your insurance company to inquire.
  • Filing an uninsured motorist claim may affect your premiums and you may need to pay more for your policy. An insurance company is allowed to rerate your policy and remove certain discounts if you file an uninsured motorist claim. The claim will not cause a surcharge, but in most cases, the claim may have a negative impact on your insurance costs.

Statutory Rules in Maryland

Under Maryland law, an “increase in premium” includes a surcharge, which is the retiering or reclassification of an insurance policy or the removal of an insurance discount. Md. Insurance Code Ann. § 27-614, Md. Insurance Code Ann. § 19-507

If your insurance company increases the premium for a private passenger motor vehicle, they must provide you with written notice at least 45 days before the effective date of the increase. Md. Insurance Code Ann. § 27-614

If the increase is due “wholly or partly to an accident,” the notice must be clear and specifically state the basis for the increase. The notice must include:

  • The name of the driver
  • The date of the accident
  • “If fault is a material factor” for the insurer’s action, a statement that the driver was at fault. Md. Insurance Code Ann. § 27-614
  • The notice must specify that the driver was at fault, ONLY if fault is a material factor in the premium increase. This means Maryland law allows insurers to legally increase premiums for reasons where an individual’s fault is not a material factor.

Consumer Protections in Maryland

You have the following options:

  • Right to Protest: If you believe your rate is being increased improperly because you were not at fault, you may contact your insurance provider to request a review. You may also file a complaint with the Maryland Insurance Administration (MIA) within 30 days of receiving the increase notice.
  • Notice Requirements: The 45-day notice does not apply if the premium increase is part of a general statewide rate increase filed with the state that does not result from reclassifying an individual.
  • Non-Renewal vs. Premium Increases: While your rate may increase, Maryland law prohibits an insurer from cancelling or refusing to renew coverage based on claims history when two or fewer claims during the preceding three-year period were for accidents or losses where the insured was not at fault. Claims under uninsured motorist and comprehensive coverage are presumed not to be at-fault.

District of Columbia Residents

Under D.C. law, your car insurance premium cannot be increased solely on account of an auto accident where it is determined you were not at fault. D.C. Code § 31-2406

The District of Columbia strictly regulates when an insurance company may increase an insured’s rates following an accident. No insurer authorized to sell motor vehicle insurance in the District shall increase the rates charged an insured on account of an accident, unless it is first determined that the accident was caused by the fault of the insured. D.C. Code § 31-2406

Statutory Rules in Washington D.C.

This statutory protection aligns with the broader legislative framework of the District of Columbia Compulsory/No-Fault Motor Vehicle Insurance Act. While the District’s insurance system utilizes compulsory coverages and restricts certain tort litigation to make recovery for economic losses more readily available (D.C. Code § 31-2401, Monroe v. Foreman, 540 A.2d 736), the law explicitly protects policyholders from premium penalties when they are entirely free from fault in an accident. D.C. Code § 31-2406

No insurer shall cancel a policy except:

  • For refusal or failure of the insured to pay a premium due under the terms of the policy of motor vehicle insurance;
  • Where the motor vehicle registration certificate of the insured has been suspended or revoked during the policy of motor vehicle insurance; or
  • Where the license of an insured has been suspended or revoked during the period of motor vehicle insurance, the insurance shall not provide coverage for such insured during the period of suspension or revocation.

The term “uninsured motor vehicle” means a motor vehicle that:

  • Is a motor vehicle that is not insured by a motor vehicle liability policy applicable to the accident;
  • Is covered by a motor vehicle liability policy of insurance but the insurer denies coverage for any reason or becomes the subject of insolvency proceedings in any jurisdiction; or
  • Is a motor vehicle that causes bodily injury or property damage and whose owner or operator cannot be identified.

Exceptions and Qualifications

While an insurer is explicitly barred from raising your premium “on account of an accident” where you were not at fault D.C. Code § 31-2406, there are broader risk-classification and rating adjustments permitted under District law that are not tied to individual accident fault:

  • Systemic Rate and Class Adjustments: Under D.C. Code § 31-2703(c), insurers are permitted to establish or modify risk classifications based on “reasonable considerations” such as individual experience, location or dispersion of hazard, size, expense, or management, provided these classifications apply uniformly to all risks under substantially similar circumstances. D.C. Code § 31-2703

Remember, if you are involved in an auto accident in Washington, D.C., and it is determined that you were not at fault, your insurer is statutorily prohibited from increasing your insurance premium because of that accident.

However, this does not prevent your insurer from adjusting your premiums in the future due to broad, non-accident-specific rate restructurings or general changes to risk classifications approved under District law.

Virginia Residents

Under Virginia law, an insurer generally cannot increase your car insurance premium or charge points under a safe driver insurance plan if you are involved in an auto accident that was not your fault. Va. Code Ann. § 38.2-1905

Statutory Restrictions on Premium Increases

Under Va. Code Ann. § 38.2-1905, an insurer is strictly prohibited from increasing an insured’s premium or charging points under a safe driver insurance plan, whether applicable to commercial or private passenger vehicles, as a result of a motor vehicle accident unless the accident was wholly or partially caused by the named insured, a resident of the same household, or another customary operator. Va. Code Ann. § 38.2-1905

Furthermore, no insurer may charge points or increase the insured’s premium under a commercial or private passenger automobile policy due to an accident if the operator causing the accident is a principal operator insured under a separate policy. Va. Code Ann. § 38.2-1905

No insurer shall assign points under a safe-driver insurance policy to any vehicle other than the vehicle customarily driven by the operator responsible for incurring points. This policy prevents punishment to the owner/principal operator of a vehicle for entrusting the vehicle to an insured driver who is insured under another policy.

For law-enforcement officers, Va. Code Ann. § 38.2-1905 provides additional protections, stating that an insurer cannot increase an officer’s personal insurance premium or charge points under a safe driver insurance plan for an accident that occurred in the course of employment while the officer was driving an agency-provided vehicle and engaged in law-enforcement activity. Va. Code Ann. § 38.2-1905

Administrative Guidance and Fault Determination

Virginia administrative guidelines clarify that insurers must have actual proof of fault before increasing a premium or assigning points (Virginia Insurance Notices and Bulletins).

A Virginia motor vehicle report only indicates that a driver was involved in an accident, not who was at fault; therefore, insurers must conduct additional research to determine fault. General justifications such as “failure to maintain control of the vehicle” do not constitute sufficient evidence of fault without supporting information.

Additionally, for personal auto programs, insurers are prohibited from using “not-at-fault” accidents—which include medical expense claims, income loss benefits claims, uninsured motorist claims, and comprehensive losses—to determine tier eligibility for renewals. Doing so is recognized as a practice that could result in an unlawful premium increase for an accident not caused wholly or partially by the insured in violation of Va. Code Ann. § 38.2-1905.

Notice Requirements and Right to Appeal

If an insurer increases an insurance premium or charges points as a result of a motor vehicle accident, it must notify the named insured in writing. Va. Code Ann. § 38.2-1905 This notification must inform the insured of their right to appeal the decision to the Commissioner of Insurance if they believe the premium increase or point charge was applied without just cause. Va. Code Ann. § 38.2-1905

  • Timeline: The insured must request the appeal in writing within 60 days of receiving the notice of the premium adjustment or point charge. Va. Code Ann. § 38.2-1905
  • Appeal Process: Upon receiving the request, the Commissioner will promptly initiate a review to determine whether the premium increase or point charge is justified. Va. Code Ann. § 38.2-1905
  • Refunds: If the Commissioner rules that the increase or point charge is not justified, or was not assigned in accordance with the insurer’s filed rating plan, the insurer must promptly refund any premiums paid as a direct result of the unjustified increase and adjust all future billings. Va. Code Ann. § 38.2-1905

Qualifications and Limitations

The statutory prohibition against increasing premiums for not-at-fault accidents does not restrict insurers from adjusting general, non-accident-related rate factors that are filed with and approved by the State Corporation Commission. Va. Code Ann. § 38.2-1904, Va. Code Ann. § 38.2-1906

All rates and all changes and amendments to rates under Va. Code Ann. § 38.2-1904, for use in the Commonwealth of Virginia, shall consider loss experience and other factors within Virginia if relevant and actuarially sound, provided that other data, including countrywide, regional, or other state data, may be considered where such data is relevant and where a sound actuarial basis exists for considering data other than Virginia-specific data. Therefore, if there is a reasonable and probable basis to do so, rates and changes may be based on data other than Virginia-specific data.

Insurers are permitted to group risks by classifications and modify rates for individual risks in accordance with rating plans that measure variations in hazards or expenses, provided the rates are not excessive, inadequate, or unfairly discriminatory, and are based on sound actuarial principles. Va. Code Ann. § 38.2-1904

In addition, there is a time limit on how long the increased rates are in effect due to an at-fault accident. If an insurer does permissibly increase rates or apply surcharges due to an at-fault accident or a motor vehicle conviction, it cannot use that information to produce increased or surcharged rates above their filed manual rates for a period longer than 36 months, beginning no later than 12 months after the date of the accident or conviction. Va. Code Ann. § 38.2-1904

In summary, Virginia law protects policyholders from facing increased car insurance premiums or safe driver point penalties for accidents in which they were not at fault. Insurers must establish proof of fault before adjusting rates due to an accident, notify the insured of any such adjustments, and provide a clear statutory pathway for the insured to appeal unjustified increases to the Commissioner of Insurance.

In Conclusion

Dealing with insurance companies after a crash can be stressful for any driver—and the laws are different in every state. If you have been involved in an automobile accident, it is important to understand your rights and the terms of your insurance policy.

Get the facts. Get educated.

JGL lawyers have once again been recognized as leading lawyers in their fields by The Best Lawyers in America®, a prestigious honor based entirely on peer review. Nineteen JGL attorneys were named to The Best Lawyers in America list, and one attorney was honored in the Best Lawyers: Ones to Watch® category, which celebrates outstanding early-career lawyers who have been in private practice for less than 10 years.

As the oldest and most respected peer-review publication in the legal profession, Best Lawyers is widely regarded as a benchmark for excellence. Its rigorous and transparent methodology is based on confidential evaluations from leading lawyers within the same geographical and practice areas.

The JGL attorneys recognized on the lists include:

The Best Lawyers in America 2027

Alyse Prawde

  • Appellate Practice
  • Commercial Litigation

Andrew Adelman

  • Civil Rights Law
  • Employment Law – Individuals
  • Litigation – Labor & Employment

Andrew E. Greenwald

  • Medical Malpractice Law – Plaintiffs
  • Personal Injury Litigation – Plaintiffs

Brian J. Markovitz

  • Litigation – Labor and Employment

David Bulitt

  • Collaborative Law: Family Law
  • Family Law
  • Family Law Mediation

Drew LaFramboise

  • Mass Tort Litigation / Class Actions – Plaintiffs

Erika Jacobsen White

  • Employment Law – Individuals

Jay P. Holland

  • Appellate Practice
  • Civil Rights Law
  • Employment Law – Individuals
  • Qui Tam Law

Jeffrey Hannon

  • Family Law

Jeffrey N. Greenblatt

  • Family Law

Lindsay Parvis

  • Collaborative Law: Family Law
  • Family Law
  • Family Law Arbitration
  • Family Law Mediation

Michal Shinnar

  • Civil Rights Law
  • Employment Law – Individuals
  • Litigation – Labor and Employment

Paul F. Riekhof

  • Litigation – Trusts and Estates

Roy Niedermayer

  • Litigation – Trusts and Estates

Steven M. Pavsner

  • Medical Malpractice Law – Plaintiffs
  • Personal Injury Litigation – Plaintiffs

Timothy F. Maloney

  • Appellate Practice
  • Employment Law – Individuals
  • Employment Law – Management

Timothy P. O’Brien

  • Trusts and Estates

Valerie Grove

  • Medical Malpractice Law – Plaintiffs

Veronica Nannis

  • Employment Law – Individuals
  • Commercial Litigation
  • Mass Tort Litigation / Class Actions – Plaintiffs

2027 Best Lawyers: Ones to Watch

Bridget Cardinale

  • Civil Rights
  • Commercial Litigation
2027 Best Lawyers Final (7.2475 X 4.077 In) (2)

This article is co-authored by associate Deborah Jaffe and JGL law clerk Grace McKaveney.

About a third of prisoner civil rights cases filed in federal district courts fail because of strict requirements set by the Prison Litigation Reform Act.

In 1996, Congress passed the Prison Litigation Reform Act (PLRA) to reduce the number of frivolous civil rights lawsuits filed by incarcerated people. And technically, it worked. However, in doing so, it has made it more difficult for incarcerated people to file meritorious lawsuits about unlawful conditions or treatment they have faced by placing rules and limitations on such filings. If you or a loved one is considering suing in federal court, it is important to know what barriers you may face.

What Claims You Can Bring

If you are incarcerated and have been subjected to cruel or unusual punishment during confinement in violation of your constitutional rights under the Eighth Amendment, you may consider suing the prison or prison staff for the deprivation of your rights. Before you do, it is important to consider whether your claim may be barred by the PLRA.

The Exhaustion Requirement

Incarcerated people must exhaust all available administrative remedies before filing a lawsuit. This means that you must go through the prison’s own grievance and appeal process before you can sue in federal court. The court may dismiss your claim if the opposing party says and proves that you did not finish every step of the internal grievance process.

In Maryland, incarcerated people must use the Administrative Remedy Procedure (ARP) if they want to file a complaint about their conditions of confinement. This includes complaints about medical and mental health services, lost or stolen property, staff behavior, conditions affecting their health, safety, or welfare, and more. For example, someone who was not given the medication they need on time or someone who lives in a hazardous cell may file an ARP.

This process has three steps:

  • First, you must file an ARP within thirty days after the incident occurred or you learned about the incident, whichever is later, to the prison’s managing official, typically the Warden.
  • Second, if the managing official denies your initial ARP or fails to respond to the ARP within the established timeframe, you have thirty days to file an appeal to the Commissioner of Correction.
  • Third, if the Commissioner of Correction denies that appeal, you have thirty days to file another appeal to the Inmate Grievance Office.

Notably, this process is not available for complaints involving case management decisions, parole decisions, disciplinary decisions, appeals to withhold mail, or acts by staff or other inmates falling under the Prison Rape Elimination Act.

The Physical Injury Requirement

Incarcerated people are prevented from recovering damages for a mental or emotional injury they suffered while in custody without also showing some physical injury or sexual act. This requirement bars incarcerated people from recovering compensatory damages, or money to make them whole, but does not bar nominal damage or injunctive and declaratory relief. In other words, without a showing of physical injury, you may still be able to obtain a small amount of money to recognize your rights were violated (like $1), a court order telling someone what to do or not do, or an official statement from the court stating what your legal rights are.

What You Should Know Before You Bring a Claim

Even if you have a claim, it is important to know that there are financial barriers under the PLRA that may affect your ability to file a lawsuit.

Filing Fees

Incarcerated people must pay court filing fees in full regardless of their ability to pay such fees. The initial cost to file a complaint is $405, or $350 for those who proceed in forma pauperis, meaning they cannot afford to pay everything upfront. Inmates who proceed in forma pauperis pay these fees through monthly installments based on the amount in their account. This monthly installment scheme applies even when a case is dismissed or withdrawn, and payments continue until the filing fees are paid in full.

The Three Strikes Provision

A dismissal of an incarcerated person’s lawsuit or appeal as frivolous, malicious, or for failure to state a claim counts as a “strike” against them. If an incarcerated person receives three or more “strikes,” they cannot proceed with a new suit in forma pauperis, or without prepaying all the filing fees in full. However, there is an exception to the “three strikes” provision if an inmate is under imminent danger of serious physical injury. For example, someone with asthma who alleges that they are repeatedly denied proper medical care is under imminent danger of serious physical injury and may file in forma pauperis, despite already having three strikes.

Key Takeaways

Since Congress passed the PLRA, the filing rate has dropped about 36 percent, as of 2020. While it has been effective in limiting the number of frivolous lawsuits, the PLRA is widely criticized for establishing significant procedural and financial barriers for incarcerated people, which can prevent meritorious claims from being heard. By understanding the requirements and limitations set by the PLRA, you can better navigate the legal system and use your voice to seek justice.

In an August 5, 2026, article published by Federal News Network, Veronica Nannis discusses what insiders should know if they suspect fraud against the federal government and are considering filing a whistleblower claim under the False Claims Act (FCA).

Under the FCA, private citizens, known as relators, can bring claims on behalf of the government to expose fraud and help recover federal funds. As Veronica explains, potential fraud can take many forms, including up-charging medical services or codes, performing unnecessary medical procedures, providing products or services that do not meet federal contract requirements, or concealing the country of origin or value of goods to avoid U.S. customs or tariffs.

In the article, Veronica discusses what potential whistleblowers should do when they suspect fraud, including acting promptly, properly preserving evidence and maintaining confidentiality. She addresses potential pitfalls as well, including the FCA’s first-to-file rule, which can bar a later whistleblower from recovering even when that person has stronger evidence of fraud.

Veronica also highlights the law’s protections against retaliation and emphasizes the importance of seeking trusted legal advice early in the process. “The most successful whistleblowers seek legal advice early, become educated and act strategically,” Veronica writes.

Read the article “Thinking of blowing the whistle? Actions to take, pitfalls to avoid” on the Federal News Network website.

Michal Shinnar represents a former AstraZeneca executive in a federal lawsuit against the pharmaceutical company alleging retaliation, sex discrimination and the failure to pay an earned bonus.

Filed in the U.S. District Court for the District of Maryland on August 4, 2026, the lawsuit alleges that the executive was retaliated against and ultimately terminated after raising concerns about a costly manufacturing project and reporting alleged mistreatment of women by a senior male scientist.

The plaintiff asserts claims under the Sarbanes-Oxley Act, which protects certain whistleblowers, the anti-retaliation provision of the Maryland False Claims Act, Title VII of the Civil Rights Act of 1964, the Maryland Human Relations Act, the Montgomery County Human Rights Act, and the Maryland Wage Payment and Collection Law. The wage claim concerns a 2024 bonus she alleges she earned but was not fully paid.

The case was featured in Human Resources Director on August 6, 2026, in an article examining the allegations and the alleged role of AstraZeneca’s Human Resources team in the events leading to the executive’s termination.

Read the article “Fired executive says employer’s HR team helped retaliate after she raised concerns” on the Human Resources Director website.

What happens when one spouse puts their career on hold for the good of the family? In this episode of JGL LAW FOR YOU, David Bulitt and family law attorney Christopher Castellano discuss how thoughtfully crafted prenuptial agreements can help protect a spouse who leaves the workforce, reduces their hours to care for children, or relocates to support a partner’s career.

David and Chris explore the often-overlooked financial impact of career sacrifices and explain how provisions addressing retirement contributions, alimony, life insurance, and career re-entry support can provide greater financial security, fairness, and peace of mind for both spouses.

David Bulitt: [00:00:00] Welcome to JGL Law for You. JGL Law for You is a podcast by lawyers but not for lawyers only. On JGL Law for You, we will be discussing a wide array of topics to help you navigate the many legal process, developments in the law, other current events, and how they may affect you, your family, or your business.

David Bulitt: Welcome back to JGL Law for You, and I’m back with my good friend, my law partner, Chris Castellano, who focuses his practice on all areas of family law and knows exactly what he’s doing, knows exactly what he’s talking about, and this morning just left the courthouse. So, we’re glad to have you back, Chris.

Thanks for joining us.

Chris Castellano: Thank you as always for having me, dude.

David Bulitt: So, Chris, this is the time of year; it’s wedding season, both in June and then we see it again in fall. And what happens before wedding season? People want to talk about prenuptial agreements, right?

Chris Castellano: Oh, absolutely.

David Bulitt: So, we’re not going to talk in detail about prenuptial agreements.

I do want to talk to you about something that has grown in terms of what lawyers consider [00:01:00] ought to be included in a prenup and what clients ought to consider ought to be included in a prenup, and that’s what we call these sort of leaving the workforce or career sacrifice triggers, provisions in an agreement that talk about what would happen if one of the spouses down the road stops working, right?

Chris Castellano: Yeah, that’s absolutely right. You know, a lot of couples when they get together and they envision what their life is going to look like as a married couple, and of course, that usually involves children in that picture. And then that next natural question is, okay, well, who’s going to stay home and watch the kids, right?

And it has become more and more prevalent to ask that question before the marriage to try to plan out kind of what they’re going to do, what that scenario is going to look like. Because if one parent is going to put their career on hold and leave the workforce, what does that look like for the family, but also what does that look like [00:02:00] in the event of a breakdown of that marriage?

So that’s what we’re looking at today.

David Bulitt: I mean, people go into marriages thinking they may have children, go into marriages thinking that for one reason or another, one parent may decide to stay home completely or cut back on their work schedule or change what their career path might be.

Chris Castellano: Oh, absolutely, and there’s a myriad of different reasons for that, right?

One spouse gets a job that would take them to different areas, and so they could relocate. There’s a desire for different types of living circumstances. There are all different sorts of scenarios that could play out, and so I think that what is becoming more prevalent and, if you will, not to overuse the word, but trending in this world is to look at what type of measures we can put in place from a legal standpoint to help these people navigate that.

Let’s say a client comes to me and they say, “Okay, I want to get married. I want to do a prenup.” I think that that’s a good idea. I think that’s a smart [00:03:00] idea. And yeah, my job is solid, but I know my spouse-to-be’s job has the potential to take us elsewhere, to take us out west or down south.

And us being located in the Atlantic, all those references make sense to us, right? But to move elsewhere in the country. And so, then you have to look at, I sit down and say, “Listen, there’s consequences in the event that you make that decision to leave the workforce. What’s that going to look like? There are consequences, real consequences that we can look to limit.”

That includes your loss of income, retirement benefit entitlements, and the contributions that you’re making, and therefore the compound market gains on that retirement. Reduced Social Security earnings. And from your career perspective, right, you’re losing out on promotions, other professional advancement, earning capacity, and your overall financial [00:04:00] independence, right?

And so, some of those are those costs, and you and I have talked about costs of different things before, and this is yet another one, right, of if you leave the workforce, that’s essentially a hidden cost of that decision.

David Bulitt: And also, the fact that people have children, the needs of the family change, right?

And if in fact they end up in two separate households, the change of those needs gets multiplied.

Chris Castellano: Oh, absolutely. I mean, having a child exacerbates all of these issues or realities, and the more children you have, the more exponentially that increases, right?

David Bulitt: I think back, Chris, when I first started doing this work in prenuptial agreements, you started seeing more of them, and that goes back several years.

I won’t count. I don’t want to put my age in here. But in those days it was a discussion about, okay, are we going to agree to waive alimony? It’s either a black-or-white sort of decision. This is a nuance that is, particularly as families have become [00:05:00] more two-wage-earner based, really important for people to consider.

So, tell me a little bit about income, how the party’s income changes might affect what you advise your client. Let’s talk about the economic costs, the potential economic costs or losses that a spouse may see if he or she is the one who’s not going to be working.

Chris Castellano: Well, that’s right.

For the spouse that is leaving the workforce, we’ll call it, right? Because of all the different reasons we’ve previewed, for whatever those reasons are, they are taking that hit, as I referenced, right? The hit on future earning capacity, retirement, overall financial independence.

And so, when that potentiality is hanging out there, and they come to us looking for a prenup, as you said, right, the focus on prenups used to be something somewhat different, right? Limiting alimony or, hey, one spouse has a business that’s worth who knows how much money, and so we just want to limit that one particular [00:06:00] issue.

But the focus on prenups has changed. It’s expanded, and one of those realities is, listen, I don’t want to go into a marriage where the very foreseeable reality is that I’m going to be leaving the workforce to care for the kids, to accommodate a job move, to do this, to do that, etc., so I want that security.

So, what this looks like is really locking down security. Just like it used to be, where it’s locking down a waiver of alimony or locking down a waiver of a business interest or whatever it may have been. Now it’s the same concept.

It is locking down certainty in a concept, and that concept here is financial security for the person that’s giving up their financial independence.

David Bulitt: And people have to keep in mind, we’re getting ready to get married. I’ve got a law degree, but I’m going to stay home and take care of our children. But I’ve got a law degree, so I can always get another job.

But the reality is very different from that. Isn’t that right?

Chris Castellano: Well, yeah, because the person that continues to work, right, they’re still going in for meetings.

They’re interacting with partners or managers or what have you, supervisors. And so, their chance for promotions, their chance for bonuses, their chance for continuing education, advancements, and gaining just basic experience and increasing their Rolodex of contacts, going to various different company events to rub shoulders with people, all of that means something in the workforce.

And when you are at home, you don’t have those opportunities, right? You’re not involved in that world, and so your options become limited, which means that inherently the earning capacity is limited.

 

 

David Bulitt: And the environment changes, right? I mean, just think about what’s going on now. So, if I was a lawyer back in the 1980s or 1990s, for example, and I’m used to doing research by going online, shepherding through the old books.

Sorry if anybody doesn’t know what [00:08:00] that is but looking at old law books to try to find out what cases might support a position, sitting in the library and doing that. Now I want to get back in the workplace 30 or 40 years later, whatever it may be. There are no law libraries anymore, right? Everything is now done a different way, and I’m not used to that.

So, I might not be as employable as I think I am when I’m embarking on this marriage.

Chris Castellano: No, absolutely. And so, when you have somebody that has stepped back from the workforce that is less ingratiated with the current working climate, then what you’re really looking for is to build in that protection for the individual, right?

Build in that protection that says, “You know what? There’s a safety net here.” And yes, you know, we can look to, well, hey, isn’t that what alimony is designed for? That’s the whole point of alimony, right?

David Bulitt: Isn’t that what it is?

Chris Castellano: Except here’s a problem with that, right? Is that when, just like when we did an alimony waiver, just like when we did a business waiver, why do you do those?

You do those in a prenup [00:09:00] because in the event, and we hope the unlikely event, but in the event that the marriage falls apart, then if you didn’t have those waivers with a prenup, then you’re going through the rigmarole of a contested case, contested litigation, and you’re having to rip each other to shreds and pay tens of thousands of dollars to either achieve a number of alimony or an interest in the business or defeat those claims for it, right?

So, the same concept applies, right? You’ve got a person that has a foreseeable potentiality in however many years, and what you’re trying to do is avoid the back-end guarantee that you’re going to be spending $50,000 just to ensure that you get some type of financial security.

David Bulitt: Let’s now talk about the practical way of handling this.

You know, what is it? What’s a career sacrifice trigger? What is that in terms of a provision that you would want to put in a prenuptial agreement?

Chris Castellano: Yeah, so a career sacrifice [00:10:00] trigger is essentially a clause in your prenuptial agreement that identifies specific rights, entitlements, and requirements of both spouses and outlines obligations as long as particular objectives or specific terms are met, right?

And so, let’s first look at what the triggering events could be, right? The career sacrifice triggers. It could be, as we referenced, the birth or adoption, certainly, of a child to the marriage, right? It could be leaving full-time employment for the care of that child, reduction of hours to care for the child.

Doesn’t have to necessarily be leaving the workforce, but leaving the workforce in the same capacity could also qualify, right? And as I say these different options, I want the listeners to know that this is not a one-size-fits-all or mandatory, right? You can mix and match. The wonderful thing about prenups, David, and I’m sure that you have this experience with your clients as well as I do, is that prenups offer the ability to be very creative with your clients’ very specific circumstances, right?

As long as it’s within the boundaries of the law, yes, but you’re allowed to be very creative. And so, you know, you look at the foreseeable triggers, as I’ve outlined, but you can also expand upon that, right?

David Bulitt: For example, like, you may have… We talked about having children, but you may have a client who says, “You know, I’m 37 or 38 years old. It’s our second marriage,” whatever the case may be.

“We’re not going to have children, so I don’t need that built in. But I do need something different because there’s a good chance we’re going to have to relocate to Billings, Montana because my husband is doing, or my husband-to-be may be getting a job to do X, Y, or Z.”

Chris Castellano: Right? And so, when you have those foreseeability issues, it becomes a little bit cleaner to envision doing one of these career sacrifice trigger [00:12:00] clauses, right? And quite frankly, recommend it because if you know an eventuality’s going to come to pass, why wouldn’t you put it in?

If you’re already inclined for a prenup, why wouldn’t you put in this type of protection, right?

So, at its core, there has to be a reason why these are becoming more popular, and it’s only logical that they’re becoming more popular because people want to ensure that there’s a level of protection, right?

And so, you know, when you look at what these different clauses could require, right? And these are ideas for when you’re drafting, certainly.

But they could look like both parties mutually are agreeing to the decision, right? So, if a client’s sitting down and saying that, “Listen, I know that I’m going to have to move with my spouse-to-be to Billings, Montana, and I’m going to have to leave my job,” well, if the other spouse is over there in the other room thinking, “Well, you’ve got a portable job.

The anticipation is that we’re moving out to the mountains, [00:13:00] but you’re going to get another job out there, right? Because you’re working for a defense contractor, they’ve got a unit down there about 35 minutes away,” right?

So, people have to be on the same page for a clause like this to work. And one of those requirements could be that, listen, there’s a mutual written understanding or acknowledgement that I’m going to leave the workforce.

And it could be for a minimum period of time. It could be that you have to be out of the workforce that is mutually understood and agreed upon for a certain amount of time, like six months, nine months, 12 months, whatever it may be.

Or it could look like that plus a reduction of hours, reduction of income. Any of these different aspects of what the career sacrifice looks like could be that which you write into the clause as a requirement slash, I guess, triggering effect.

David Bulitt: What I find really interesting about all of this, and as someone who has represented clients who come to me and say, “All right, my fiancé’s lawyers [00:14:00] prepared this prenuptial agreement.

I want you to take a look at it and let me know what you think,” right? And oftentimes, I know, Chris, you probably see the same thing: they’re sort of vanilla, “I keep what I have, you keep what you have. You know, if I get an inheritance, it’s mine. If I get a gift, it’s mine. You know, if there’s growth of my asset, it’s mine. You keep this,” and that’s it.

And people, potential clients, don’t know what questions to ask, and many clients wouldn’t know to ask this question. That’s what makes you, I think, very unique in our field, which is that these are questions you’re going to ask your client whether they know whether to ask them or not.

And what I have found, and I think you have, too, is that people don’t really know or think about these types of things. So, isn’t it, really it’s a requirement for you, the lawyer representing a client in this prenup, to at least have this discussion?

Chris Castellano: Oh, without a doubt. I think, you know, it’s no different in my view when I’m drafting a marital separation agreement, absent the existence of a prenup.

Just like when you’re drafting one of those, or you’re drafting a custody agreement, there are the bucket of foreseeable circumstances or outcomes and the bucket of unforeseeable. As lawyers, we can never draft clauses that deal with the unforeseeable consequences. Why? Because, well, they’re unforeseeable.

That’s the whole… That’s why the word exists, right?

But it is our job to draft clauses that deal with the foreseeabilities, right? And so, when I have a client come to me that wants to do a prenup, you know, there’s a lot of preconceived notions around prenups. I think media does a good job of driving a lot of those preconceived notions, and frankly, I think that AI is picking up the mantle of doing that.

But it’s our job to tell them, you know, you ask those questions. Oh, what are your circumstances? What’s your job looking like? What do you think your job’s going to be in five years? You know, are you going to have kids?

All of these are natural questions. Why? Because all of them have implications for the clauses that you’re going to draft in the prenup. And frankly, [00:16:00] anyone that’s not asking those questions or engaged in those conversations is doing the client a disservice because you’re not drafting an agreement to divide people and let them go their separate ways.

You’re drafting an agreement to ensure that a partnership that should last 70 years or so, ideally, right, can survive. I don’t draft agreements for when people divorce. I draft agreements to have them be secure in the marriage that they’re entering into. It’s a paradigm change.

David Bulitt: So, let’s talk about the drafting piece for a second, and it’s sort of the same question but from two different angles, and that is, what are the risks, the concerns, the potential minefields in drafting this type of provision?

And from the client’s perspective, what should they be looking for in terms of what the provision looks like?

Chris Castellano: There’s, just like any contractual claim or clause that you’re drafting, you know, the lawyer has to be careful [00:17:00] about this, right?

We all know in Maryland you can’t have agreements to agree. You can’t make unenforceable clauses. You have to watch out for unconscionability-type clauses. And that’s, listen, almost every one of those points could be a full podcast discussion.

But there are big red flags that you have to stay away from, whether you’re being too specific, too vague, or you’re being too one-sided. You have to be careful.

When you draft these clauses, it’s no different than any other clause you’re drafting insofar as what you have to be careful of, and that is being clean, concise, specific, and understanding what is and what is not an enforceable claim.

David Bulitt: And as the client, as the person who’s having you draft this agreement for them, what should I be asking you and what should I be looking for in terms of this provision?

Chris Castellano: Yeah, so it boils down to [00:18:00] if you’re going to leave the workforce and you’re going to have this career sacrifice decision that you make, what do you feel would be, and that could be informed by conversations with counsel, but what do you feel would make you whole following that decision, right?

So that could take the form of, listen, my spouse, I’m leaving the workforce, so my spouse is going to contribute to a separate IRA for me, right?

Okay, it could look like that. It could look like an investment account, a brokerage account with the same concept. It could look like gaining a, I don’t want to say disproportionate, but a larger share of various different property rights, whether that is real property or the personal property existing between the parties, bank accounts, et cetera, or even just alimony, right?

The longer you’re out of the workforce and the reduction of income, you could have that correlate directly to some level of alimony protection or provision.

And so again, it comes down to this idea that you can be creative because it’s your life, it’s your circumstances, and it’s about building protection for you in those specific circumstances.

David Bulitt: So, give us a few examples of those protective type provisions that you might consider including in this section of a prenuptial agreement.

Chris Castellano: Yeah. So, one of them is very similar to the alimony protection that’s in a lot of agreements, right, in separation agreements, is life insurance. So, you build in a life insurance protection for the spouse that has given up their career because it’s not cheap, right?

And so, there’s consideration there as far as the money that the earning spouse, the financially dominant spouse, is putting into this protection, and it provides that level of security, financial security to the financially dependent spouse.

One of the other [00:20:00] protections, let’s look at what the whole point of rehabilitative alimony was from a litigation standpoint, right? That’s to provide for the circumstances of career re-entry for the spouse that was financially dependent, right?

And so that looks like over a certain period of time, I’m going to pay for trainings and re-educations and networking events, and then there’s going to be a ramp-up. So, some of those ideas are what I look for and what I will be talking to clients about as far as possible solutions to incorporate into these types of clauses.

David Bulitt: Let me finish here. So, I’m getting ready to get married, and my fiancée and I have discussed probably the necessity of having a prenuptial agreement. What are the- let’s call it a checklist- what type of things should people talk about before they sit down with you?

Chris Castellano: So, I think that there needs to be an understanding [00:21:00] of is either spouse-to-be is anticipated to leave the workforce?

That’s number one. That’s the core of this whole issue, right? And number two, is that leaving of the workforce temporary or indefinite? And those two questions and concepts will inform everything else.

And from there, you start to look at, all right, what circumstances will justify leaving the workforce? And we talked about that at the beginning of this recording, right?

And so, if that’s the case, the person’s leaving the workforce, then you have to talk about how are we managing the household income? Is there going to be equal access to financial information? And will there be maintenance of individual accounts between the parties or contributions to individual accounts?

There’s obviously a myriad of additional considerations, but I would sit down. If you’re having that coffee table conversation, that’s what we’re looking at.

David Bulitt: We could probably dig a hell of a lot deeper on this topic because it’s [00:22:00] really, really important for folks to understand these types of issues.

We don’t, unfortunately, have several hours to talk about it, but folks, you have the opportunity to reach out to Chris Castellano and have your questions answered before you sit down and sign off on a prenuptial agreement.

How would folks reach out to you, Chris?

Chris Castellano: Yeah, absolutely. Give me a call at Joseph Greenwald and Lake, 240-399-7900.

You can find us on the web, www.jgllaw.com and schedule a call to talk about the concerns because these are important.

David Bulitt: Chris, as always, just a plethora or a treasure trove of information, and I’m sure that the folks listening really appreciate it.

Folks, reach out to Chris. Contact him if you have questions.

It’s been great having you. Always great having Chris Castellano. We will hear from you and see you next time on JGL Law For You.

In an article published in Law360 on July 17, 2026, Brian Markovitz discusses how recent venue rulings in Fair Labor Standards Act (FLSA) collective actions are changing where cases are filed and increasing the administrative burden on courts.

The article examines how workers and their attorneys have reevaluated where to file FLSA collective actions following a Ninth Circuit decision last year in a case against Cracker Barrel addressing which plaintiffs may join FLSA collective actions based on where a case is filed. The decision has prompted attorneys to take a more strategic approach to selecting where to file these cases.

Brian explains that similar wage and hour claims are now being filed in multiple jurisdictions, requiring courts to determine where opt-in plaintiffs are located and creating additional work for the judicial system.

“That’s what the change has been, it’s just created probably more cases for the judicial branch and more work to check,” Brian said.

However, Brian noted that these procedural changes have not necessarily cut down on workers’ abilities to pursue claims of not being paid properly.

Read the article “Venue Is Key For FLSA Suits 1 Year After Cracker Barrel Case.” (PDF)

In a July 15, 2026, article published by HR Daily Advisor, Brian Markovitz and Kayla Schwein explain the minimum wage changes that took effect on July 1 in Maryland and Washington, DC, including new local wage rates.

Although Maryland’s statewide minimum wage remains at $15.00 per hour, employers in Montgomery and Howard counties must comply with higher local minimum wage requirements, while Washington, DC, has implemented its annual inflation-based increase. As Brian and Kayla note, the July 1 changes serve as an important reminder for employers to review payroll practices and ensure compliance with applicable wage laws.

The article highlights practical compliance steps, including verifying that payroll systems reflect the correct wage rates, updating required workplace posters, reviewing tipped employee compensation, and confirming the applicable minimum wage for employees who work remotely or across multiple jurisdictions.

Brian and Kayla also remind employees to verify that their pay reflects the correct minimum wage, raise any concerns with their employer, and contact the appropriate labor agency if the issue is not resolved.

“As labor costs continue to evolve across the region, both employers and employees should stay informed about annual wage adjustments and local requirements to ensure compliance and accurate compensation,” they wrote.

Read the full article, “Minimum Wage Increases Take Effect: What Employers Need to Know,” (PDF) for more details, including the new minimum wage rates.

When Maryland courts make custody decisions, the court’s primary consideration is the child’s best interests. Rather than relying on any one single factor, judges evaluate the child’s needs, each parent’s role in the family, each parent’s ability to meet those needs, and the overall circumstances affecting the child’s well-being.

If you are involved in a custody dispute, understanding how courts analyze the best interests standard can help you prepare for the process and make informed decisions about your case.

What Does “Best Interests of the Child” Mean in Maryland?

Maryland courts use the “best interests of the child standard” to determine legal custody, physical custody, and parenting arrangements. The goal is to create a custody arrangement that supports the child’s health, safety, emotional development, and stability.

Unlike some areas of law that follow strict formulas, custody decisions are highly fact-specific. Judges review the evidence presented and consider numerous factors before deciding what custody arrangement best serves the child’s needs.

What Factors Do Maryland Courts Consider in Custody Cases?

There is no single checklist that determines the outcome of every custody case. However, Maryland courts are required to determine the best interests of the child pursuant to sixteen (16) factors set forth in Md. Ann. Code, Family Law Article § 9-201.

Of those, courts commonly evaluate factors such as:

  • The fitness and character of each parent
  • The child’s relationship with each parent
  • Each parent’s ability to communicate and cooperate regarding the care of the child
  • The child’s emotional, educational, and developmental needs
  • The stability of each parent’s home environment
  • The geographic proximity of the parents’ homes
  • The willingness of each parent to encourage the child’s relationship with the other parent and the extended family
  • Any history of abuse, neglect, or domestic violence

The weight given to each factor depends on the facts of the particular case.

Does the Child’s Preference Matter?

Maryland courts may consider a child’s preference when the child is mature enough to express a reasoned opinion, called “considered judgment.” A child may file his or her own petition for custody when they attain 16 years of age. Prior to age 16, there is no specific age at which a child may choose where he or she will live, although the court will evaluate the child’s maturity and judgment in considering the child’s preference. Courts will typically interview the child in chambers, away from the parents, so that the child is more at ease and does not feel responsible for choosing one parent over the other.

A judge is more likely to consider a well-reasoned preference based on factors such as school, family relationships, and daily routines versus a preference for one parent based on less strict rules in a household.

How Important Is Stability for the Child?

One of the most critical factors is the stability of the minor child.

Courts generally look for arrangements that provide consistency and stability in the child’s daily life, including school attendance, healthcare, extracurricular activities, and family relationships. Judges may examine how long the child has lived in a particular home/school and whether a proposed custody arrangement would disrupt established routines.

When evaluating competing custody proposals, the court may favor the option that minimizes unnecessary disruption while continuing to support the child’s overall development.

How Does a Parent’s Ability to Co-Parent Affect Custody?

Maryland courts recognize that children often benefit when parents can communicate effectively and make decisions together.

To determine the parties’ ability to communicate effectively, a judge may examine:

  • Whether the parents can discuss important issues respectfully, either verbally or in text messages
  • How conflicts have been handled in the past
  • Whether either parent has interfered with the child’s relationship with the other parent
  • The ability of both parents to follow court orders

Parents who demonstrate a willingness to support the child’s relationship with the other parent are often viewed more favorably by the court.

What Evidence Demonstrates the Child’s Best Interests?

Courts rely on evidence rather than just argument.

Useful evidence for the court includes school records, medical records, communications between parents, witness testimony, and documentation showing each parent’s involvement in the child’s life. Photographs of past participation can be critical in refuting allegations and establishing a clear history of participating in past events. Photographs also demonstrate the child’s responsiveness to the parent, which the court will never have an opportunity to observe directly. In some cases, custody evaluators or other professionals may provide recommendations to the court. The more clearly you can demonstrate your ability to care for and meet your child’s needs, the stronger your position may be during a custody proceeding.

Building a Strong Case for Your Child’s Future

Custody disputes can be emotionally challenging, but understanding the factors Maryland courts consider can help you approach the process in a reasoned manner. Because every family situation is different, presenting clear evidence and a child-focused parenting approach is often an important part of obtaining a favorable outcome.

If you are involved in a custody matter, working with a family law attorney can help you present the strongest evidence to the court and advocate for a custody arrangement that serves your child’s best interests.

In a July 8, 2026, article published by Law360, Veronica Nannis discusses the unique legal and professional challenges faced by in-house counsel who report corporate misconduct.

The article examines the rarity of successful whistleblower claims brought by in-house counsel, highlighting the significant legal, professional and ethical hurdles these attorneys often face. Veronica, who has represented whistleblowers for more than 24 years, notes that such cases are exceptionally uncommon. “I don’t think you could find even a handful of cases where there was an in-house attorney who was a successful whistleblower,” she told Law360.

The article also explores the recent disciplinary charges filed against former AT&T in-house attorney Theodore Marcus, who allegedly disclosed privileged company information related to a False Claims Act lawsuit. The case underscores the competing interests of protecting attorney-client privilege while encouraging the reporting of alleged corporate misconduct.

“There is a clear tension right now in the law, between wanting to protect privilege while at the same time wanting to encourage people and businesses to report corporate behavior that could lead to harm, death or fraud,” Veronica said. “Usually, it seems to come down on the side of protecting privilege.”

Read the full article, “Painful Reality – When In-House Counsel Blow The Whistle.” (PDF)

D.C. Council Moving Forward with Bill Authorizing Commercial Use of Autonomous Vehicles

On May 1, 2026, D.C. Councilmembers Charles Allen, Brooke Pinto, and Matthew Frumin introduced the “Autonomous Vehicle Deployment Authorization Act of 2026,” following the work of the Autonomous Vehicles Working Group established in 2018 by Mayor Muriel Bowser to study the technology.

In the letter to the City Council, Councilmember Charles Allens explains the purpose of the legislation:

  • Establish a commercial autonomous vehicle program
  • Create a phased timeline for deployment of commercial AVs
  • Establish clear rules for engaging autonomous driving features (personal and commercial)
  • Establish a vehicle miles traveled tax
  • Improve public transit
  • Support existing taxi and rideshare workers
  • Clarify how existing traffic safety law and liability rules apply to autonomous vehicles

“As introduced, Bill 26-684 would establish a Commercial Autonomous Vehicles Program with the District Department of Transportation (“DDOT”) allowing for certain autonomous vehicles to transport passengers and goods in the District. It would require that applicants and recipients of a commercial AV permit submit planning documents, reports, and data to DDOT. It establishes penalties for noncompliance with program requirements as well as an appeals process. Among other things, it would create a vehicle miles traveled tax that applies to commercial AV operations, and also require that autonomous driving system manufacturers register their products with DDOT.”

Impact of Autonomous Vehicles Locally

On Tuesday night, June 23, 2026, I had the opportunity to attend the DC Forum on Autonomous Vehicles, organized by the Washington Area Bicyclist Association (WABA). Speakers from organizations around the community attended, including the Department of For-Hire Vehicles (DFHV), DC Families for Safe Streets, the DC Multi-Modal Accessibility Council, the Institute for Safer Trucking, and the DC Trial Lawyers Association (DC-TLA). All provided their initial views and concerns regarding the forthcoming driverless vehicles. Some of the topics of discussion were:

  • Proper and thorough testing of vehicles
  • Safety for pedestrians and cyclists
  • Increase in traffic congestion
  • Impact on for-hire workforce in DC
  • Hazards obeying police, fire, and EMS in emergencies
  • Equity of ridership across all eight wards
  • Affordability
  • Accessibility for those with disabilities
  • Criminal liability
  • Liability for damages and deaths
  • Pickup and drop off in bike lanes
  • Hacking and highjacking technology
  • How and where the vehicles are being trained
  • Maintenance alerts from vehicles
  • Whether passengers can turn off the autonomous feature
  • Software recalls
  • Reliability during low visibility (i.e., dawn, dusk, rain or snow)
  • Size of initial fleets
  • Potential revenue for the city and where it goes

As a precursor to the May bill introduction, in April 2026, the D.C. Council bill unveiled a plan that would regulate robotaxis and charge companies a “vehicle miles traveled” fee. The proposal, as explained by Councilmember Allen, would generate a $0.15-per-mile tax for all autonomous vehicle miles traveled and the revenue would be split: 50% to public transit infrastructure and service and 50% to workforce transition programs for taxi and rideshare drivers affected by the deployment of commercial AVs.

All groups have their concerns. While everyone understands the reality that autonomous vehicles are already here, there is much public discussion that needs to take place prior to beginning the program.

To make your views heard, email your designated Ward representative via the Council Directory.

Views from the Chamber of Commerce

For years it seemed the District’s Department of Transportation was attempting to sabotage the rollout of autonomous vehicles. Driverless cars, including Waymo, are currently restricted from operating fully without drivers in DC. However, Waymo and Zoox are currently testing in DC with a driver at the wheel. Waymo has stepped up lobbying in DC to accelerate a national expansion and boasted of a safety record that would put human drivers to shame.

Ambitions for Autonomous Vehicles in DC

The DC Chamber of Commerce states the bill has two main ambitions. The first is equity. The bill requires every operator to submit an equity plan demonstrating reliability across all eight wards, not just the downtown corridors where ride demand is often the heaviest. Accessibility provisions require user interfaces that allow riders with disabilities to request and receive service. These provisions respond directly to the residents and advocates who have been telling the Council for years that DC’s transportation system does not work for everyone. The second is funding. The District of Columbia is currently in a budget deficit, and this bill, which establishes the “vehicle miles traveled tax,” is aimed at providing needed funding for public transportation and workforce transition programs.

Hindrances for Autonomous Vehicles in DC

The Chamber of Commerce sees these goals as reasonable and worthy. However, there are two provisions in the bill that work against the goals. These issues make it financially prohibitive for commercial AV services to serve the District.

The first is the fleet cap. The bill caps commercial AV fleets at 200 vehicles until January 2028, making the bill’s equity provisions structurally impossible to achieve. For a better perspective, look at the data. DC averages between 1,249 and 1,905 unique, active ride-hailing drivers on any given day, completing between roughly 95,000 and 147,000 daily ride-hailing trips. The existing rideshare workforce is six to ten times larger than the AV fleet the bill would permit.

A fleet of 200 vehicles is not nearly enough to provide reliable service across 68 square miles and eight wards. The bill wants equity, but splitting this evenly across all wards is 25 vehicles per ward. Current vehicle for hire service providers will tell you fleets are never perfectly distributed.

Providers have a clear incentive to concentrate vehicles downtown (Wards 1 and 2) where the utilization rate is highest. This would cluster the vehicles in one zone and would barely reach other wards. These provisions reach a plateau, which is exactly the opposite of what the bill’s equity provisions are trying to achieve.

When a for-hire service is initiated, service patterns are set, and riders become accustomed to these patterns and learn to expect the certainty. If a fleet is concentrated downtown for the first year, that fleet is much more likely to stay there due to rider expectations, operating economics, and long-term rollout decisions. This would undermine the idea of citywide access.

The proposed “vehicle miles traveled” fee also includes passenger-free “rebalancing” miles where vehicles must drive to other parts of the city. This has the benefit of limiting the amount of miles the vehicles are driving endlessly around the same city blocks – but this tax structure does damage to the bill’s goals of equity.

Rebalancing, or miles driven between pickup and drop off, is what makes geographic equity possible – for example, a drop off in Anacostia followed by a nine-mile drive to a pickup in Brookland. Under the bill’s provisions, the cost of rebalancing alone would be $1.35 in tax before any fare is collected.

On a grander scale, multiplying this cost by all the possible miles these vehicles could travel in one day gives service providers a strong incentive to provide service only to the city’s highest-demand corridors. It would simply be too expensive to operate in other wards as operating costs increase rapidly, ensuring the disincentive for longer trips in low-density neighborhoods. Service providers will inevitably need to increase the prices for rides, further limiting the number of residents who are able to use the service.

The Autonomous Vehicle Deployment Fund depends on widespread adoption and large-scale adoption to generate meaningful revenue for WMATA and workforce transition programs. But a fee structure that discourages ridership and limits fleet growth and expansion ultimately shrinks the very revenue base the bill is trying to create. The $0.15-per-mile vehicle miles traveled tax also sits on top of DC’s existing 6% TNC gross revenue tax. Together, those fees would make DC the most expensive AV market in the country before a single ride is offered.

Nationwide and Local Push for Autonomous Vehicles

One important note – driverless vehicles are here – but only in specific places. The U.S. is still in an expansion phase, not a universal rollout.

House Republicans have been pushing the DC mayor to begin legalizing commercial AVs, citing Waymo operations in 11 cities, and stating this is “no longer an emerging technology.”

Driverless cars, including Waymo, are currently restricted from operating fully without drivers in DC. However, Waymo and Zoox are currently testing in DC with a driver at the wheel.

Waymo has stepped up lobbying in DC to accelerate a national expansion. Its current national footprint covers over 1,400 square miles across 11 major U.S. metropolitan markets. Waymo, an Alphabet subsidiary, is looking to take over the marketplace and squeeze out other companies like Zoox, an Amazon subsidiary.

While no single company spans the entire country, several key players are scaling their autonomous networks:

  • Waymo: The current market leader with over 250,000 paid rides per week across roughly a dozen major U.S. cities.
  • Tesla: Working to roll out fully autonomous operations through its Full Self-Driving (FSD) Network and Cybercab initiatives.
  • Zoox: Amazon’s subsidiary manufacturing a distinct, bidirectional vehicle with plans for public rollouts in cities like Las Vegas.

Waymo now serves over 20 million trips, operates a fleet of roughly 3,000 robotaxis, and is targeting one million trips per week by the end of 2026. In February, the company expanded internationally to London and Tokyo.

Further Thoughts

Residents of Washington, DC, you are among friends. Other cities in the United States and across the globe are all experiencing the excitement, fear, and uncertainty of fleets of driverless vehicles on our streets. Pedestrians and cyclists will increase purchases of safety equipment. Parents may not want their children walking to and from school. And senior citizens will find the city more challenging than ever. We cannot stop the new technology any more than we could stop the cell phone madness that swept across our land. What we can do is remain informed and aware.

Get the facts. Get educated.

In this episode of JGL LAW FOR YOU, David Bulitt continues his conversation with family law attorney Christopher Castellano about the hidden costs of delaying divorce. This second part turns to some of the most personal and practical consequences of waiting too long to move forward, especially when children are involved.

David and Chris discuss how informal custody arrangements can quietly become the “status quo,” why temporary financial support decisions may later shape child support or alimony expectations, and how prolonged conflict can increase emotional strain for both parents and children. They also explore the strategic risks of delay, from stale evidence and harder-to-access financial records to resentment that can make settlement more difficult.

The conversation also looks at the other side of the issue: when delay may actually be useful, particularly for a financially disadvantaged spouse or when an informal arrangement is working in your favor. For anyone considering separation or divorce, this episode is a practical reminder that waiting is not always neutral, and that getting legal guidance early can help you understand the risks before temporary decisions become long-term consequences.

David Bulitt: [00:00:00] Welcome to JGL Law for You. JGL Law for You is a podcast by lawyers, but not for lawyers only. On JGL Law for You, we will be discussing a wide array of topics to help you navigate the many legal processes, developments in the law, other current events, and how they may affect you, your family, or your business.

We are back on JGL Law for You in a second part of a discussion that I’m having with my law partner, Chris Castellano, regarding the hidden costs of delaying divorce. The first episode we talked a lot about why people delay divorce, the financial issues, the drift that people have when it comes to planning or not planning for divorce, and information that may get lost while you’re thinking about it.

I want to pick up today a little bit, Chris, with the next piece of this discussion, and that has to do with kids. Talk to me a little bit about this whole, the involvement of [00:01:00] children in terms of planning for your separation and planning for your divorce.

Christopher Castellano: Yeah, that’s right. So, when we first talked about this idea of some of those hidden costs of waiting for a divorce, we reserved on one of the biggest triggers of the emotional responses to the divorce process, which is the children, right?

The children and the family, and when you delay a divorce, the list is pretty significant on the impact of the kids, right? We’re not going to get into a lot of the psychological impacts on children delaying divorce. You know, that’s an entire topic in and of itself, and probably for a qualified therapist.

But nevertheless, we as attorneys can recognize a lot of these hidden costs on kids when you delay a divorce specific to our bread and butter, right? And so, what I go to first is the basic, how do you handle [00:02:00] the kids’ routine, right? And I’m talking just the mundane activities of the getting ready for school, the scheduling for various different appointments, whether it’s doctors, dentists, etc, you know, school communications.

And then you branch out to the bigger questions, right? So, if you’re delaying the divorce process, but you’ve separated, where are the kids sleeping? You know, how are you managing that? Are you changing the kids from house to house? What do the exchanges look like? Because of course, you’re not operating in the world of a formal agreement.

You’re certainly not operating in the world of a formal order. And so you’re, you’re doing this on your own, right? And you’re doing this somewhat ad hoc. And so that’s one of the big costs: the longer you do this ad hoc arrangement, the more likelihood that you could create a status [00:03:00] quo, and that might be a status quo that, you know, you don’t prefer.

David Bulitt: When you say a status quo, tell us what you’re talking about.

Christopher Castellano: Yeah. So, let’s say that you’re doing this separation. You’re not acting, of course, in the world of an order or an agreement, but you’re just doing this because you want to start this process, but you don’t want to go full bore on it, right? And so you say, “Listen, I’m moving into an apartment.

You’re staying in the marital house. You have the kids during one week, and then on Fridays I get the kids,” right? “And we’re just going to swap back and forth.” Well, if you’re in the context of a divorce, a formal divorce, you know, you filed a complaint, the classic process, you may not be inclined to say, “I think that the other spouse should have 50% of the time with the kid.

I don’t think that’s really a, a good situation.” Well, the longer you consent, we’ll say, to a week on, week off, for instance, in this hypothetical, the more you’ve created [00:04:00] the basis and the history of 50/50 working. And so, you could, without necessarily intending to, create that status quo that tells the court that, “Hey, this is reasonably effective, this worked, so tell me why we shouldn’t do that.”

David Bulitt: So, in other words, unconsciously, for lack of a better word, you could be setting up what looks like the norm when you don’t really want that to be the norm. You want that to be sort of a temporary thing, a step sort of thing. Is that kind of what you’re saying?

Christopher Castellano: Yeah. I mean, your intention to have a more gradual change, and maybe it doesn’t impact the kids in such a dramatic way, the intentions there could be noble, but the reality is, is that you could be setting yourself up for what is a relatively uncomfortable court experience when the court says, “Hey, you have an arrangement that you established here that you were okay with, that you felt comfortable with, that you [00:05:00] believed would not harm the kids, ’cause otherwise, frankly, you wouldn’t have done it.

And so tell me why we shouldn’t do this formally.”

David Bulitt: Particularly if the kids are doing well in that scenario, right?

Christopher Castellano: Well, that’s right. You know, if the kids are thriving, you know, they’re doing well in school, their friendships are maintained, you know, they don’t have mental health concerns that have arisen as a result.

These are all indices that the court will look at ultimately to say, “Tell me why this arrangement is bad.”

David Bulitt: So, folks, listen carefully to that in terms of what plans you make, even if you think it’s going to be temporary just to sort of get things going. Be careful of the, right, of what it could look like in terms of this is what’s best for your kids.

I mean, that’s really what you’re saying.

Christopher Castellano: Absolutely.

David Bulitt: Let’s slip over to child support. Tell us how delaying moving forward can affect, not just child support, but contribution toward kids’ expenses and potentially even alimony. I don’t want to stray too far, but [00:06:00] let’s talk about all those finance- potential financial consequences of waiting.

Christopher Castellano: Yeah, I mean, it’s very similar in overall concept, right? When you create a presumption that a custody arrangement is proper, the court’s going to look at, “Tell me why this is wrong,” what we just said. If you create a presumption that a support exchange is proper and is suitable for the circumstances, including the custody arrangement that you just informally established, you’re going to have a hard time overcoming that presumption that that’s not still a relatively reasonable outcome.

Now, it’s somewhat different. It depends on a couple of different factors when we talk about child support. In Maryland, we have the child support guidelines. If you and your spouse are below $30,000 per month, then the guidelines will attach to your case, meaning that the court is going to presume that the guidelines are an accurate child support figure for you.

[00:07:00] So if you’ve deviated from those guidelines, subconsciously or not, then the court’s going to say, “Okay, I understand that you think that this custody arrangement’s working for you. I’m not going to disturb that. However, you agreed to number X for child support. That’s well off what the real child support number should be, whether higher or lower, and the child support guidelines say it should be Y, and so we’re implementing Y.”

The court has the authority to do that. Now, if you are what we call above guidelines, so you and your spouse are making in excess of 30,000 per month, and you have created a financial circumstance as far as the support that is different than what the child support guidelines would recommend, well, then in that situation, even if you don’t like that support number, the court will be more inclined to say, “I understand what you did here.

I understand why you [00:08:00] did this, and so you tell me,” just like with custody, “why we should deviate away from this.” So, it, it depends on your particular circumstances, depends on your income structure between you and your spouse, but you could, just like with custody, create a presumption that you don’t necessarily want to be creating.

David Bulitt: So again, where let’s say, for example, the higher wage earner of the two in the couple may be setting a precedent that they can afford to pay more than what the guidelines number might otherwise spit out, so to speak.

Christopher Castellano: Oh, and it’s only doubly true for alimony, right? If you pay, let’s say the child support guidelines say it’s 500, right?

And so, you start paying the 500, subconsciously or not, you pay that 500. But then you’re also paying 2,000 for alimony, right? Because you say, “Well, listen, I want to get the separation going. I’m the higher earner, you know, my other spouse has been a stay-at-home spouse. I’m just going to pay that [00:09:00] $2,000.” If you were in the litigation mode, it may not necessarily mean that, you know, the facts may not equate to the reality that you should be paying 2,000 a month.

But because you’ve done that voluntarily, you’ve established a pattern that you’re not impoverishing yourself by paying the $2,000 a month in support, in alimony support. And so, the court’s going to say, “Again, tell me why you can’t do that. You were doing it for 10 months. What’s changed?” Because filing in court is not all of a sudden going to change your income structure, right?

And it applies to a lot of different things. You could start going down the list, right? So what if a year before you separated, you started paying for private school, and then you separate ’cause of unforeseeable circumstances, whatever it may be. You separate and the spouse says, “Okay, well, we’re going to continue the private school.”

Okay, that’s fine, that’s fine, that’s fine. I want for the best interest of the kids and all that. And so you have, for another year, pay that private school. [00:10:00] If you go into court and try to say, “You know what? I got to be honest with you, there’s not enough money to pay for this private school. Well, you have two years of history paying for that private school, whether you intended it or not.

So again, to that theme, hidden costs of delaying the divorce process, it’s a bit on the nose because this is an actual financial cost, but it’s the presumption, the presumption’s the hidden cost that we need to be aware of.

David Bulitt: So again, same kind of thing, right? So even if you’re, if you’re looking to separate, even if it may, you’re looking to sort of build a bridge from married land to divorce town, and this bridge might be if I’m the financially superior, the higher earner, even if I want to stretch myself for this short period of time, I could be exposed, right, to stretching myself for a lot longer period of time if, in fact, we end up in court.

Christopher Castellano: Yeah, absolutely.

David Bulitt: Okay. So, so now we’re going to, we’re going to toggle over again out of the money, out of the, [00:11:00] out of that, and let’s go back to more of the emotional pieces of all of this. You know, the delay and how it may affect not only the parties, but the children and the dynamic in terms of getting from married through the separation to divorce.

Tell us a little bit about what you’ve seen, what your experience is when it comes to that, the delay and how it impacts the family.

Christopher Castellano: Yeah. So, I don’t think it’s a surprise to anyone that when parties are living together and they have kids, but you’re living together as a family unit in the house, and there is marital discord to the point where everybody knows the writing’s on the wall, it’s a tense situation.

It’s uncomfortable. It could lead to fighting; it could lead to disagreements. Whatever it may be, it’s an uncomfortable situation, right? We’ve all seen it. If you delay the divorce process formally, but are in this world [00:12:00] of, “We’re going to do the divorce, but we’re going to do this separation,” or, “We’re going to have these discussions,” or, or whatever it may be, whatever flavor, what you’re essentially doing there is you’re extending that period that the heightened discord, disconnect between the two of you, right?

Some people would say that the fight or flight type of mentality that is becoming ingrained in you during that period, and for yourself, you’re just elongating that, right? And that is a lot of burden for someone to carry, is to be in that state of mind for an extended period of time. I’m sure, David, you’ve had this with clients, but they come to you and once they sign that retainer, they have a sense of relief because they’re putting that burden, that fight or flight burden, they’re putting it onto the attorney in a way.

David Bulitt: Relief, but for the check that they have to write.

Christopher Castellano: Yes.

David Bulitt: Yeah.

Christopher Castellano: But there’s a lot of mental benefit to saying, “Okay, I’ve done what I need to [00:13:00] do. I’ve crossed that bridge. I’ve accepted the reality that I need to hire an attorney. And so, I’m no longer in the fight or flight because I’ve made that decision.

I’ve chosen what essentially is the fight,” right? And so when you don’t make that decision, you’re extending the mental stressors that are really inherent with that constant fighting, battling mode that you are in with your spouse, especially if you’re cohabitating in the same house. And it’s no surprise that the kids, kids know. Kids, even at a very, very early age, they know what’s going on, and they can feel that tension, that pressure.

It’s an uncomfortable situation for everybody.

David Bulitt: I personally tend to agree with you, and as you know, my wife’s an LCSW who works with families and so forth, and we’ve had this discussion about, folks who stay together not just in a divorce planning mode, but also just stay together because we want it to be better for the kids.

And [00:14:00] as you have seen, that’s not necessarily always, if at all, may rarely be the case. And kids do see what’s going on in the house. They do understand, and you lay the groundwork, I think, for what happens when they’re adults. Kids do see what their parents do. They model that behavior. But that’s a discussion for another day.

I want to talk to you about, we touched on this a little bit last time. I’d be remiss if we missed it this time in a little bit more detail, the disadvantage, the strategic disadvantage that you may face, whether it’s a custody case, or financial issues, whatever it may be by delaying.

Christopher Castellano: Yeah. So, let’s dovetail that from our last discussion of the emotional impact, right?

Is that one of the impacts of the elongating this emotional strain between you and your spouse is that you could increase the level of resentment between the two of you, right? And when you increase the level of resentment, what you do is that you make that [00:15:00] negotiating table that much larger, right? And the, the ability to come across that table becomes a lot more difficult.

As a consequence of that, you’re setting yourself up for making the settlement path in your case and resolution a much more difficult goal, right? And I think that you would agree that the vast majority of these cases that could be settled, that is far and away the more beneficial outcome for these people, right?

They get to decide the outcome of their own lives. Well, when you increase resentment, you increase the disconnect between you and your spouse, you decrease the likelihood and the ease with which you can attain that settlement. And so that’s one of the significant strategic disadvantages is that you could unwittingly damage your negotiating position, right?

One person may hold it against you. One person may say, [00:16:00] “Well, during that period of separation, you did X, Y, and Z,” right? Whether that’s finding a new partner during that period of time and the money spent on that becomes an issue. But as far as some of the other marquee strategic disadvantages, even from a very basic level, the longer you go for the divorce process, the more stale information becomes, right?

So, if you wanted to get a divorce because you found out that your spouse went down to the Caribbean and bought $4,000 worth of jewelry and you stayed together and you kind of moved past that expenditure, it pissed you off. You know, you still dwelled on it, but you continued to make financial transactions with this individual; it’s going to become a whole lot more difficult to go back historically and say, “You know what?

I want a credit for this. I want a credit for that and this,” right? So, from a strategic standpoint in that regard, [00:17:00] you start to make those arguments a little bit more difficult. And you could say the same for a lot of the different issues that come up, even in a custody standpoint where you’re alleging that the one parent was abusive, right?

Now, the court’s always going to consider abuse for what it is. However, when you’re trying to make the argument that the emotional abuse or even in an instance of physical abuse that didn’t rise to the level, of course, of a domestic violence action, but that happened five years ago, it’s going to be real difficult to make that argument that it is as dispositive of an issue regarding custody that if it happened a month prior to going to court, right?

And so the staleness of facts presents difficulty when presenting, and your access to information is rendered just as difficult. When we try to get documents from, I don’t know, call it a brokerage [00:18:00] account, an investment account or even a bank account, the longer you go, the more difficult it is to get those documents.

So, when you’re trying to pull up those credit card statements of the Caribbean expenditure that happened eight years ago, I mean, good luck trying to find the credit card statements if they weren’t printed out or you didn’t save all the mailed statements from the bank. And so you have to be careful of the staleness of not only your arguments, but the staleness of the documents themselves, much less your access to them.

David Bulitt: Now, the last thing I want to ask you, Chris, is let’s flip the coin over. There are times, are there not, that delay might actually be the right thing to do?

Christopher Castellano: Well, that’s right. When you are the financially disadvantaged spouse, for instance, and the other side is continuing to earn money, continuing to contribute to [00:19:00] investments, continuing to contribute to retirement.

The longer you go, A, you’re creating a longer period of lack of employment, which helps the narrative that you need support, number one. But also, your equal share of those investments, retirements, bank accounts, et cetera, those assets, you know, you continue to benefit from those. We saw this with the housing market, right?

If you stayed in your house from 2019 through 2025, ’26, for a lot of people, the house is your primary asset. That asset grew substantially in value. And so, by staying in the marriage and, quote-unquote, delaying the process a little bit, you, frankly, you made some money.

David Bulitt: The other thing that strikes me, and I know we both have seen it, is that someone comes and says, [00:20:00] “Well, my spouse is paying for the mortgage, paying for my credit card, paying for my car, paying for this, this, and this, and, you know, I want to get divorced.

You know, what do I do?” And sometimes the response to that is, “You know, I can’t get you any more money than what you’re getting right now.” Because if you look at what the… now, I know we talked about setting a precedent and so forth, but sometimes, strategically, you might tell that person, “Well, let’s ride this horse for a little bit longer if we can, because once we start getting lawyers involved or courts, that support obligation may actually come down.”

Christopher Castellano: Well, that’s right. You know, if you’ve created an informal understanding about how to do something, let’s say, you know, the financially dominant spouse agreed to pay, “Yes, you leave the house and I’ll pay your rent,” right? And then they continued to pay the credit card, and that’s where the expenses are coming from.

You know, that could be a whole lot of money. And so, as I say, why rock the boat? You know, we talked a lot about the potential [00:21:00] risks associated with delaying, of course, whether it be custody or certainly financially. On the other side, as you said, that coin, when it comes to custody, maybe you want to create the status quo, that presumption of propriety when it comes to a custody arrangement.

So, it really depends on what side of the coin you’re on, which is why you should talk to an attorney in this process. Even if you have them working in a situation like Oz where you’re behind the curtain, they should still be there to help you navigate this so you know what’s going on.

David Bulitt: Well, folks, you heard that. Talk to a lawyer. People are hesitant. People don’t want to spend the money. Penny wise and dollar foolish is never a good plan when it comes to separation and divorce. Chris, as always, I want to thank you for your time. Folks, if you are thinking about separation and divorce, give Chris Castellano a call, reach out.

And [00:22:00] Chris, how would they do that?

Christopher Castellano: Yeah, certainly. You know, anyone can find me over at Joseph Greenwald and Lake. They can give me a call direct at 240-399-7881, and my contact information, including email, is also on the firm profile. And thank you, David, for having me as always.

David Bulitt: Always. It’s a great conversation. Folks, I am David Bulitt, and this is JGL Law For You.