Your aged parent begins to show signs of suffering from cognitive decline, illness, or even dementia. Late in life, they unexpectedly change an earlier will or estate plan from one sharing their property among family members to a disproportionate distribution favoring selected persons, caregivers, or strangers, and leaving nothing to some close family members. You and your surviving family are disappointed and may understandably question whether your parent truly understood what they were doing.

Proving testamentary incapacity or legal mental capacity in Maryland, however, requires more than just showing that the testator was elderly, forgetful, medically ill, suffering cognitive decline, or even diagnosed with dementia. The critical factual question is a much narrower inquiry: did the testator have sufficient mental capacity at the time the new will was made and executed?

Testamentary Capacity Is a Legal Standard, Not Simply a Medical Diagnosis

Maryland law recognizes a strong presumption in favor of testamentary capacity. Consequently, a person challenging a will on the basis of a parent’s lack of mental capacity cannot prevail merely by presenting evidence that the testator experienced declining health or cognitive problems before or after the execution of the challenged will. Unless the testator was suffering from permanent insanity, his competence at the time of executing the will is the critical fact. Wall v. Heller, 61 Md. App. 314, 486 A.2d 764 (1985).

The Time the Will Was Signed Matters

The central lesson under Maryland law is evidentiary proof relating to the testator’s mental condition at the time the will was executed. A medical diagnosis, standing alone, may not establish testamentary incapacity. For a successful challenge, the evidence needs to connect the testator’s cognitive impairment to his or her ability to understand the testamentary act at the relevant time the will is signed.

What Evidence Can Help Establish Lack of Capacity?

Evidence for a lack of capacity must look beyond a medical diagnosis. Circumstantial evidence surrounding execution of the disputed will is helpful, including

  • medical records close to the execution date;
  • neurological or cognitive evaluations;
  • physicians’ observations;
  • nursing and home-health records;
  • testimony from family members and caregivers;
  • evidence concerning the testator’s ability to identify family members;
  • evidence concerning the testator’s understanding of his or her assets; and
  • prior wills and estate-planning documents.

But the strongest case is evidence related directly to the time the disputed instrument was signed. While a dementia diagnosis months or years before execution is certainly relevant, evidence showing that the testator was severely confused immediately before and after execution may provide considerably more useful evidence concerning the testator’s condition at the critical time. Periods of prior confusion do not necessarily establish that the testator lacked capacity when the will was signed. For example, did the decedent understand that he or she was making a will? Did the decedent understand the property being disposed of? Did the decedent understand the beneficiaries and other natural objects of his or her estate planning? What was the decedent’s mental condition when the instrument was actually executed? Thus, testimony from the attorney who drafted the will and the witnesses to its execution regarding the testator’s understanding of his or her assets and the disposition of those assets under the will may prove critical.

These questions turn a generalized allegation of cognitive decline into a fact-specific examination of testamentary capacity.

Testamentary Incapacity and Undue Influence Are Different Claims

There is an important distinction between lack of testamentary capacity and undue influence. Your parent could possess sufficient mental capacity to execute a will and nevertheless be subject to improper influence. For more about undue influence, see 7 Red Flags of Undue Influence in a Maryland Will Contest. Conversely, a person could lack testamentary capacity even if no one improperly influenced them.

The Bottom Line

Challenging a Maryland will on the grounds of testamentary incapacity is highly fact-dependent. Advanced age is not enough. Memory problems alone are not necessarily enough. And even a dementia diagnosis does not automatically invalidate a will.

The dispositive issue is whether the testator possessed the legally required capacity when the will was executed. That makes contemporaneous medical evidence, witness testimony, the drafting attorney’s file, and a chronology of events and observations particularly important in litigating a Maryland will contest.

Bethesda Magazine has recognized six lawyers from Joseph, Greenwald & Laake (JGL) on its Top Attorneys 2026 list, highlighting their standing among Montgomery County’s legal professionals. The annual list is based on peer nominations, with attorneys asked which lawyers they would trust to represent them if they needed legal counsel.

The following JGL attorneys were named to the list:

  • Valerie Grove – Medical Negligence
  • Drew LaFramboise – Consumer Law
  • Timothy Maloney – Civil Litigation
  • Brian Markovitz – Employment – Employee
  • Steven Pavsner – Medical Negligence
  • Paul Riekhof – Trusts and Estates

Is 50/50 custody automatic when parents separate or divorce? In this episode of JGL LAW FOR YOU, David Bulitt and family law attorney Christopher Castellano discuss one of the most common – and misunderstood – myths in family law.

As David and Chris explain, Maryland law has no presumption of equal time sharing; every custody decision starts from what is in the best interest of the child. During the podcast, they explore the factors Maryland’s custody statute now requires judges to consider, including the catch-all “kitchen sink” factor, and explain why the details of everyday parenting, such as who gets the kids ready in the morning, who helps with homework, how far apart the parents live and how well the parents communicate, can make a real difference. They also discuss how much weight a child’s own wishes carry, when equal time sharing tends to work, and what parents can do to prepare for a custody dispute.

For anyone facing separation or divorce, this episode offers practical insight into what Maryland courts consider when deciding custody, what parents will need to demonstrate in court, and why, whenever possible, working together is better for everyone, especially the children.

David Bulitt: [00:00:00] Welcome to JGL Law for You. JGL Law for You is a podcast by lawyers, but not for lawyers only. On JGL Law for You, we will be discussing a wide array of topics to help you navigate the many legal processes,

Chris Castellano: developments in the law, other current events, and how they may affect you, your family, or your business.

David Bulitt: I am David Bulitt, and I’m back with my favorite and most frequent guest, my law partner, Chris Castellano. Today we’re talking about joint custody, 50-50 timesharing. Is it real? Does it happen in every case or is it a myth? I mean, one of the most common statements that family law attorneys hear is I am entitled to 50-50 custody. Half time is what their potential clients say. Chris, welcome back. You’re here to clear all of this up and let’s talk a little bit about it.

Chris Castellano: Yeah, thank you, as usual, for having me, David. And yes, it’s one of the more common refrains that we hear from clients is, well, you know, I’m a good dad. I’m a good [00:01:00] mom. I’m entitled to 50-50. Why should I accept anything less? So yeah, that’s why we’re here today.

David Bulitt: Well, doesn’t it? I mean, it makes sense, right? Doesn’t the law, don’t courts assume that parents should equally divide their children 50% of the time?

Chris Castellano: Yeah. So in Maryland, the court does not have a written down axiom or statement that says that we start at 50-50 and you’ve got to go from there, right? That doesn’t exist in Maryland. So it’s easy to understand why clients would, parents going through a divorce and custody situation would assume that, well, listen, I had 100% custody five minutes ago. You know, why should I accept anything less than 50%? So, but unfortunately in Maryland, fortunately or unfortunately, yeah, we do not have a baseline default standard of 50-50.

David Bulitt: There’s no presumption that there ought to be a week on, week off or some other schedule that gives each parent equal time. Is that what you’re saying?

Chris Castellano: That’s right. That’s right.

David Bulitt: Well, why [00:02:00] not? Why isn’t there? I mean, you know, you got two good parents and shouldn’t the child just go back and forth and spend equal time with each parent? Why isn’t there? Why do you think that there isn’t such a presumption?

Chris Castellano: Well, and it’s interesting because, you know, and this is not to speak about other states that maybe have a presumption, but in Maryland, we now have a couple of statutes, which we’ll get into about how we look at custody. custody. But for a long time, we were operating on a little bit more of a looser framework that allowed the courts to fill in any gaps. And the overarching premise here is the best interest of the children or child, if it’s an individual child. So when you look at it from that perspective, the court says, you know what? No, our primary focus is what’s in the best interest of the child. If you operate with a default presumption of 50-50, you’re no longer operating with that fundamental basis of the best interest of the children. You’re operating [00:03:00] from, hey, we start at 50, so now what factors allow us to deviate from that 50-50? And when you start to think about it, that is a significantly different equation than what is in the true best interest of the children.

David Bulitt: So you mentioned factors. Tell us about, and when you talk about factors, you’re talking about specific items that a judge ought consider or can consider in making a decision about custodial issues. I mean, not just decision making, but not just time sharing, but both. So tell us about those factors and how they’re, how they come into play when there’s just, there’s a dispute, not just over time sharing, but also about decision making.

Chris Castellano: For a long time, we used to have a couple of cases that developed some items that the court would look to that all of us lawyers would say, all right, you know what? You know, we’ve got this factor out of these case law items, right? But we now have a statute, Maryland Family Law Code [00:04:00] 9201. This 9201 enumerates 15 very specific factors with a 16th kind of kitchen sink, if you will, factor, right? And these 15 factors, I’m not going to go through each one. Our audience can Google the actual statute because otherwise to read it would be a little bit too much time intensive. But, you know, let’s look at some of the highlights, if you will. Stability and foreseeable health and welfare of the child. That is a preeminent factor that the court’s going to look at. And now that I say that, no one factor is above the other on this list, I should say. But these are some of these factors. How about frequent, regular, and continuing contact with parents who can act in the child’s best interest? That goes, again, that’s going to be looking at your fitness issues with the parents that are going to play into that. The child’s relationship with each parent, any sibling, other relatives, and individuals who may become important in the child’s life. So they’re looking [00:05:00] at whether or not, you know, a particular custodial situation is going to have an impact on the kid’s ability to see, perhaps in a blended family situation, their half sibling or other siblings that may not fall into the exact same parenting schedule that you or the court is examining at the time. So, and again, that’s three factors out of the 15 plus the one kitchen sink factor that the court’s going to look at when deciding a child custody scenario.

David Bulitt: And judges have very broad discretion, right, in terms of applying these factors or weighing one factor more than another because of whatever circumstances might exist in a particular case or with a particular family, right?

Chris Castellano: Well, that’s right, because the fact of the matter remains that some of these factors, they’re not going to apply, right? One of the factors is whether there’s a military deployment of a parent. Of course, that’s not a relevant factor for some families. It is for others. The age of the child, you would think that that’s relevant [00:06:00] in a whole host of cases. But the age of the child, when the age is seven or nine versus a kid that’s 17, that’s a drastically different custodial case. And so, yes, it’s within the discretion of the court as to which item they’re looking at. However, to be clear, statute, and it’s frankly, it’s nice that the statute has this, right, is that it enumerates all the factors that the court may consider. So as a litigant, when you’re going into your custody trial, this is the world within that the court is examining my case.

David Bulitt: Yeah, I mean, and you mentioned it twice, this kitchen sink factor. I think what is important for people is to understand that the kitchen sink factor is basically anything else that a judge hears during the course of a trial that they may think affects the child’s best interests.

Chris Castellano: Yeah,

David Bulitt: I

Chris Castellano: mean,

David Bulitt: absolutely.

Chris Castellano: I mean, the specific language is any other factor that the court considers appropriate in determining how best to serve the [00:07:00] physical, developmental, and emotional needs of the child. So, I mean, and you know this better than I do, but the Taylor, the factors, Sanders factors, all the factors that we used to look at, I think the total number was somewhere in excess of like 24 to 33

David Bulitt: factors. There was a lot. Yes.

Chris Castellano: So, you know, a lot of lawyers got very comfortable with a whole host of different factors that fit the fact pattern of the case. And that makes sense. And so I think legislature was correct in including this factor to ensure that there’s some maneuverability here that allows litigants to present a case that may not fit perfectly within factors one through 15.

David Bulitt: Are there anything that exists that might be more important in a custody determination than parents might otherwise think, than a client that comes to you might otherwise believe?

Chris Castellano: Yeah, so, you know, this is interesting. And again, it’s different for every parent, [00:08:00] every custodial case, but there’s certainly some items that, let’s say, go under the radar. And they’re the things that impact the child perhaps the most, right? When you get your child up for school every day, and they’re going to, let’s just call it elementary school because they require a little bit more help, a little more assistance to get ready. It’s maintaining that routine. It’s making that lunch, getting the hair ready or, you know, the clothes ready, etc. All the hygiene needs, getting them out to the door on time to get into school on time. All of these things, if one of those drops off, you know, this kid is not set up for a successful day. You start compounding that and over time, they’re becoming less successful in school. Their friendships are hurting, right? And they are becoming overall less productive as a child in that developmental span in which they’re supposed to be growing. And so that morning routine is so [00:09:00] critical. And yet it sometimes can fall off the radar of litigants and therefore the court because, you know, the issue of, oh, well, they’re not bringing the kid to lacrosse practice. Well, OK. Okay, that’s not to diminish some other factors, but there are some big ones that lay the groundwork for success. You know, and also look to who’s going to the doctor’s appointments for the kids, right? Who’s bringing the kid to the doctor? Is it one parent every single time? Are they the ones that are in constant communication with the therapist, with the dentist, with the pediatrician? And then the basics. Who’s doing the kid’s homework? When the kid’s coming home, who is sitting down and making sure homework’s getting done, reading books to the kid? And when you start to go a little bit more one-sided on these issues, all of a sudden it becomes clear to the judge of, hey, which of these factors, which of those 15 enumerated factors and then kitchen sink within [00:10:00] 16, am I going to look to really kind of reconcile some of these issues and let’s say inequality relative to responsibilities for this child?

David Bulitt: What about geography? You know, the distance that people live to each other with the distance they live from schools, from families, from childcare, from their travel baseball team practices. Is there any relevance or any impact when it comes to geography where folks live?

Chris Castellano: Yeah. And, you know, this is such an issue here in Montgomery County where we’re located because living, let’s say, 10 minutes down the road, down 270 as the crow flies with traffic could be 35 to 40 minutes. And so if I’ve got a client that lives in, I don’t know, Germantown and the other spouse or other parent decides to live in Kentlands or Lakelands, that is a drastically different drive depending on the day. The

David Bulitt: time of day.

Chris Castellano: Yeah, yeah. And so driving [00:11:00] to school, getting to school on time, that has an impact on that. Let’s say the pediatrician is up in Clarksburg. So going from Germantown to Clarksburg is no big deal. Going from Kentlands to Clarksburg to the pediatrician, drastically different equation. And the same thing, as you point out, with the travel baseball. I mean, travel baseball kids are going to have a practice, what, a three-hour practice every single night?

David Bulitt: Well, there’s a lot. I think what you’re getting at, the other part of this is the amount of time that you add to a child’s brain active day, right? So whether it’s from here to there, whatever it might be, but if you’ve moved someplace, you client Jones have moved someplace that, well, if you look on a map, it’s only seven miles away. But if I’ve got to pick, if I got to get down there, wherever there is, and get back, and then got to get that child back down there again for a certain activity, that could add an hour, hour and a half, two hours a day to [00:12:00] that child’s sort of, I say, active brain time, which may be fine because some kids might do really well traveling. But for most kids, and I think most judges, it seems to me, and tell me if you think I’m wrong, I say that’s a lot of time to add to an eight-year-old’s day, a 10-year-old’s day, even a 12 or 14-year-old’s day.

Chris Castellano: Well, that’s right. And ultimately, I tend to believe that what the court’s really looking at is how can I make a parenting time schedule that facilitates quality time between a parent and a child? And if the child’s sitting in a car seat in the back and you’re driving, you’re focused on driving, you’re supposed to be focused on driving, how is that quality time, right?

David Bulitt: And what about work schedules? Folks work there. I mean, again, here we go with your client comes in who says, you know, I deserve to have 50-50 time, but travels a lot for work or has to get up, might be, you know, use a physician, for example, has to be at the hospital at six o’clock in the morning and can’t [00:13:00] be back until after school is over. I don’t mean to knock doctors, but that happens as it happens in other areas also. Are those work schedules something that a court can look at or is sensitive to?

Chris Castellano: Yeah, absolutely. I mean, and again, it’s all about how does it impact the child? And listen, if this is a thing that the family has been used to and they’ve developed a routine around, let’s say, you know, mom’s got to get to the hospital at six o’clock to start her day or has on-call weekends and weeks, that’s perhaps you can start to mitigate some of those factors in the judge’s eyes. Sure. But it’s absolutely going to be a relevant factor because again, it goes to the bigger picture of how do all of these little facts that build up your daily life and build up the daily life of the other parent, how does that impact the child? And listen, if it’s an impact that is easily mitigated [00:14:00] or doesn’t really have a deleterious effect on the child, then sure, maybe the court’s going to say, listen, I get it. I understand it. However, that’s not something that’s going to get me to drastically change what I’m thinking from a custody standpoint.

David Bulitt: And is the ability of the parents to get along, to communicate, at least as it relates to the kids. Get along, make decisions together, communicate with regard to their child or children. Is that something that’s important?

Chris Castellano: Wow, so critical. And now we go back into more of, you know, where your work schedule impacts the parenting time. You know, the communication ability impacts legal custody. And you and I have talked about this a few times relative to like the AI and advent and increased use of AI. For a long time, we used to look at communications, text messages, and emails as far as, you know, how can these people talk to each other. Of all of the things we’re going to talk today, I suspect [00:15:00] that the communication between parents will become a lot trickier of a question for the courts because if somebody has an AI agent set up to automatically respond and respond in a particular way, David, how are we going to use that to convince the court that this guy knows how to communicate or this girl knows how to communicate properly when it’s not them communicating, right? And so I think that if you start to lose trust in the indicia or evidence of communication, I truly wonder, you know, how we’re going to be able to deal with that outside of just he said, she said regarding verbal communication. But it doesn’t diminish the overall importance and value and impact of communication to relationship.

David Bulitt: Are there certain things that you have found that clients believe are more important in a custody situation, custody determination than they really are, than a court really is concerned about?

Chris Castellano: Yeah, it’s interesting. It ebbs and flows, [00:16:00] certainly. But I think that one of the items that sticks out the most is, oh, well, I know that my child wants to stay with me, wants to stay in the house, wants to stay with me. That is probably one of the more frequent refrains. And I mean, I don’t want to speak for you, but I assume it’s, I assume you share that, but it’s, it’s so frequently raised that they know what the kid wants. And depending on the age, frankly, I find that the courts, it’s not that they don’t care, certainly what the kid wants. It’s that the court is analyzing this on, give me all those factors, give me all the evidence so I can determine what’s best, right? You know, we’re not going to give an eight-year-old all the agency in the world to figure out what is best for them. You know, this is a situation where the adults are in the room trying to figure this out.

David Bulitt: Are there occasions where you have seen that an equal time sharing arrangement can work well and on the other side of the fence likely will not work well?

Chris Castellano: [00:17:00] Yeah. I mean, listen, I’m a big believer in even the cases that seem like they are just, I I mean, you’re throwing mud left and right and it’s real messy. You know, once the dust settles and you resolve a case, the parenting time schedule starts to, you know, you start to get into that groove. Maybe you accept it. I find the cases where a 50-50 does not work well is because, frankly, the parents aren’t, let me preface this by saying, in a situation where one parent is engaged in dangerous activities, whether that’s drinking, drug use, whatever it may be. And it just so happens that they got the custody schedule that they got. I’m not talking about that situation. I’m talking, and what we’re talking about is the general. There’s no particularized facts that stand out that say that this kid should not be in 50-50 custody. I’ve got to tell you, David, most of the times, it’s when one parent just hasn’t gotten past the fact that they’re splitting up, [00:18:00] right? And so they want to continue to fight. And sometimes that ends up being a proxy fight with the child. But really, there’s not a significant difference with how the kid’s doing. And one of the easy litmus tests is, hey, how’s the kid doing in school? Are they thriving? How are they doing in therapy? Is the therapist saying that they’re thriving, they’re doing well, they’re well adjusted? Because you can have all the complaints you want about the other parent, but if the kid’s doing okay, clearly the arrangement must not be too terrible, right? Right.

David Bulitt: Judges, I think, are not likely to change a status quo if the status quo shows that the child is thriving, growing, age-appropriate, those sorts of things, right?

Chris Castellano: That’s right. That’s right.

David Bulitt: So let’s talk a little bit about parents who are on the cusp of potentially getting in, either separating, divorcing, but talking about what should happen in terms of custodial parenting issues. What should they do to prepare [00:19:00] for that?

Chris Castellano: Yeah, you know, I think that what you really need to do, because you’re going to have, you’re disrupting the normal. The normal is being disrupted. You’re going through, you’re establishing what is going to be a new situation for your kid, whether that includes or involves a parent moving out of the house or perhaps a blended family situation that may spur on a modification case, whatever it is, you got to take note of what your routine is right now and how that routine is going to change. And then it’s about taking inventory of what have I done? What is my involvement with the kid? Like I said before, doctor’s appointments, school involvement, activities, driving to practices, games, etc. Piano practice, whatever it may be, take inventory of what you’ve done with the child so you really understand and you could address, again, those factors. How have I exposed the children in a [00:20:00] positive way to extended family, both of my extended family, but also to the other parents’ extended family, which is so critical? Have I impinged upon the ability for the child to have a meaningful relationship with the other side’s parents or siblings or what have you. The court’s going to take an interest in all these different items. And if you’re preparing for litigation, it’s time for you to take stock in those different items to really understand it so that these aren’t a surprise.

David Bulitt: Now, if the folks listening out there are very like soundbites, and I have a takeaway myself, But before I get to mine, let folks know, you know, if you have to draw this down, what you really want them to remember from this discussion.

Chris Castellano: Yeah, just by just by filing divorce, filing for divorce, it entitles nobody to 50-50 custody just as well as it entitles nobody to sole physical [00:21:00] custody. Right. You have to put on your case for custody. And that may be off putting to some that, hey, I’ve been a parent. I know what I’m doing. I don’t need to prove to a judge that I know how to parent. Well, here’s your hot take. Here’s your takeaway. You do. You have to prove to the court that you know what you’re doing and that what you’ve been doing has been proper for the child. Whether you like that or not, that’s the job that is in front of you now.

David Bulitt: Now, let me add one thing to that that isn’t in any books that you’ll read. It’s not in a statute. It’s not any case law. And the baseline for that is a very quick story. And that is several years ago, I was getting ready to try a custody case in a jurisdiction in Maryland with actually a judge who used to be a partner in our law firm many, many years ago before I joined the firm. And that judge came out at nine o’clock, right on the dot is a second hand cross to 12 and said to my client and my client’s spouse and the lawyers, my name is Tom [00:22:00] Smith. I’m a circuit court judge. I was appointed by governor X. I can’t remember who it was at the time. I earn X amount of dollars a year. I got your file 30 minutes ago. And over the next three days, I’m going to listen to you from nine to 1230 and 130 to 430. And at the end of those three days, I’ll listen to what you have to say. I’ll listen to what your witnesses have to say. At the end of those three days, I’ll spend about a half an hour. And then I’m going to make a decision that affects the lives of your children for the rest of their lives. And then once I’ve done that, I’m going to go hit a bucket of golf balls and I’ll probably never think about you again.

Chris Castellano: Now,

David Bulitt: that was a harsh, but it’s not necessarily false. So my takeaway, if I can just sort of jump on your bandwagon is children, when it comes to your children, parents out there, do all you can to try to work it out. Listen to your lawyers, listen to a guy like Chris Castellano, who’s trying to help you find another way, rather than letting a judge, someone in a black robe, make a decision that [00:23:00] will affect the lives of your kids for the rest of their lives. And you’re not going to see that in a book anywhere, but I’m sure you agree with me. When it comes to custody cases, Chris, they give me, kids give me belly aches, money, I don’t lose any sleep over, but custody cases, I tend to either not be sleeping or wake up at three o’clock in the morning thinking about. So, uh, and I’m sure you feel the same. Anyway, that’s my, I digressed, but there you, there you have it, Chris. As always, thanks for joining us. I do want to talk next time folks about how you may come back and look to modify a custody order that’s already been in place for some period of time. We’re going to have Chris come back and talk about that because there’s some different issues that the court looks at some different factors and so forth. But for now, Chris, thanks again. Let everybody know if you would, how they would get ahold of you.

Chris Castellano: Yeah, absolutely. You can contact me at 240-399-7881. That’s my direct line at Joseph, Greenwald & Laake. And you can certainly find me online at jgllaw.com [00:24:00] and just search for me.

David Bulitt: Awesome. Thank you, Chris. Everybody, thanks for listening in. Hope you gathered a lot of information from that. If you have any questions, any concerns, any worries, listen to this again and give Chris Castellano a call. I am David Bulitt and this is JGL Law for You.

My parent always said he/she loved my siblings and me the same and always treated us equally. Why did they suddenly change their mind and give everything to my sibling?

A parent has the unfettered right to decide who inherits his or her property and how it will be distributed at death, but that decision must be entirely voluntary.

What happens when your elderly parent signs a new will because someone expressly or impliedly threatens him? What if your sibling, who provides primary care and with whom your elderly parent may live or depend upon to maintain their quality of life, demands that they be given a greater share of your parent’s estate – or there will be consequences? Or a caregiver demands they be added to the will as a condition of continuing assistance? Or another family member threatens consequences like committing the parent to a nursing home unless the testator changes an estate plan?

These types of circumstances raise an issue separate from testamentary capacity or undue influence – actual duress now enters the picture.

Under Maryland law, duress can provide a basis for challenging the validity of a will independent of the testator’s capacity or undue influence on him. Undue influence involves manipulation, while duress involves direct psychological or physical threats used to force or induce a testator to sign a will or make an estate plan including particular provisions.

What Is Duress in a Maryland Will Contest?

In the will context, the central question is whether a purported testamentary decision represented the testator’s free choice or instead resulted from direct or implied threats directed at the testator. Here is the difference. Your parent decides to leave a greater portion of their estate, say the family house, to one sibling as a voluntary decision because he/she has taken care of the parent for the last ten years. Undue influence is where a person gradually manipulates or dominates your elderly parent/testator until the resulting estate plan no longer reflects the testator’s independent judgment. Duress is not as subtle. It involves, for example, a demand and threat such as “Change your will and leave me the house, or I will abandon you and you will have nobody to care for you.”

The last scenario raises a different evidentiary issue because the alleged wrongdoing is a threat intended to produce the testamentary act. In Maryland, if someone threatens a testator to force that person to sign a will or include specific terms, the resulting will may be invalid.

Duress Is Different from Lack of Testamentary Capacity

This distinction between duress and lack of testamentary capacity can become critically important in probate litigation. A person subjected to duress might nevertheless be mentally competent. In fact, to understand the express or implied threat, the testator must be able to comprehend it and its consequences. Your parent may very well know that the document they are being asked to sign is a will; they may be fully aware of the property they own and who their intended beneficiaries are. They may understand exactly what the new will provides, except that they, as the testator, did not freely choose those provisions.

A testamentary-incapacity challenge focuses upon whether a mental impairment prevented the testator from possessing the necessary competence when the will was executed. Thus, evidence demonstrating that a decedent was mentally alert does not necessarily eliminate a potential duress claim.

Duress Is Also Different from Undue Influence

Duress and undue influence appear similar because both call into question whether a will genuinely represents the testator’s wishes.

But the factual focus of duress is different. Undue influence generally concerns manipulation or pressure sufficiently powerful to overcome the testator’s free will. (See my prior blog post “7 Red Flags of Undue Influence in a Maryland Will Contest.”) Duress, on the other hand, focuses on express or implied threats, often subtle but understandable, used to compel the testamentary decision.

What Evidence May Help Demonstrate Duress?

Because duress concerns coercion, any investigation should focus intensely on what occurred before and around execution of the disputed will. For example, what were the text messages, emails and other communications between the testator and the alleged coercing individual? The inquiry is not limited to just an overt statement saying, in substance, “change your will or else,” but what communications occurred, when they occurred, and how they relate to execution of the new estate plan. Were there statements made by the testator to relatives, friends, doctors, caregivers, accountants, or other people that they were frightened or being threatened? What did the witnesses to the will signing observe or hear? Did other individuals who interacted with the testator during the relevant period possess evidence about threats, fear, isolation, dependency, or changes in the testator’s conduct?

Suppose your parent consistently divided their estate equally among their several children for twenty years. Shortly before death, they execute a new will leaving virtually everything to one child. Such dramatic changes to a long-standing estate plan may also suggest duress.

Some potential duress cases involve elderly or seriously ill individuals who depend heavily upon another person for transportation, housing, medication, food, medical appointments, finances, or everyday personal assistance. Someone may use that dependency as leverage to compel a testamentary disposition. For example, a caregiver may threaten to withdraw essential living assistance unless the testator changes their will, circumstances which present a substantially different factual issue from facts showing merely that the caregiver received a generous inheritance. The first involves an alleged threat connected to the testamentary decision. The second establishes only an arguably suspicious result and requires considerably more investigation before any conclusion can be drawn.

How Is a Maryland Will Challenged for Duress?

In Maryland, a challenge to a will is brought through a caveat proceeding. A petition is filed with the appropriate Register of Wills. Maryland Rule 6-431 governs what must be included in the petition. Timing is important because Maryland Estates & Trusts § 5-207 generally permits a verified petition to caveat only until six months following the first appointment of a personal representative under a will accepted for probate. Thus, prompt investigation and action are required.

The Bottom Line

A Maryland will that does not necessarily express the testator’s true wishes is not valid merely because the testator understood what they were signing. Their decision must also always be fully voluntary. Where credible facts arising from text messages, emails, witness testimony, prior estate-planning documents, the drafting attorney’s file, and statements of the testator point to threats that caused a person to execute a will, change beneficiaries, or include particular testamentary provisions, duress should be considered as a potential basis for challenging the instrument.

There are a lot of news reports in the DMV about electric scooter accidents. These scooters are becoming a serious safety hazard for drivers and riders alike, and the ways the crashes occur and the types of injuries sustained vary greatly.

What Are the Most Common Causes of E-Scooter Accidents?

  • Rider inexperience or unfamiliarity with the scooter’s operation
  • Distracted riding, such as using a phone while operating a scooter
  • Riding under the influence
  • Poorly maintained scooters or malfunctioning parts
  • Hazardous road conditions, such as potholes or debris
  • Collisions with motor vehicles, pedestrians, or other scooter riders
  • Failure to follow traffic laws or yield the right-of-way

Electric Scooter Accidents In the News Recently

On October 9, 2026, news broke that DC city official Talib Shakir was killed in Southeast DC when the scooter he was riding was hit by a rider on another electronic scooter. Fortunately, the female rider survived the accident, which happened inside an intersection. The crash occurred near the Eastern Market Metro Station. Police on the scene told news reporters neither rider was wearing a helmet at the time. Investigations of the incident are ongoing with the DC Police Major Crash Unit.

According to The Washington Post there have been 33 traffic fatalities in the District so far this year among motorists, cyclists and pedestrians, a 65% increase from the 20 at this point in 2025.

On September 25, 2026, Oludare Ayodele Adekoya was killed when he was run over by a commercial vehicle near Logan Circle.

On August 29, 2026, an e-bike crash with another cyclist occurred on the corner of 15th St. and M St. NW. The 59-year-old man was taken to the hospital where he eventually died.

On July 24, 2026, a five-year-old boy riding an electric scooter was critically injured after a driver struck him in Southeast. The boy was riding in a parking lot at Ridgecrest Court when a dark blue Nissan ran into him. The driver of the vehicle left the scene.

On July 23, 2026, a nine-year-old boy collided with a vehicle in a neighborhood in Fairfax County. The driver of this vehicle, a minivan, stayed on the scene. The child was not wearing a helmet at the time of the accident.

In June of this year, Jayquan Alexander Sweat died after a collision in which he lost control of his e-bike in Southeast. Police stated the rider failed to navigate a bend in the road and hit a curb, which threw him into a metal trash can.

Shared Fleet Devices Amendment of 2020

The increasing popularity of electric scooters prompted the DC Council to pass the Shared Fleet Devices Amendment Act of 2020. The law requires a shared fleet service device permit for the operation of an SFD fleet.

“Personal mobility device” or “PMD” means a motorized propulsion device that is designed to transport only one person that weighs 60 pounds or more; or is a self-balancing, two non-tandem wheeled device.

PMDs do not include battery-operated wheelchairs or motorized bicycles.

The Act specifies that in order to operate an SFD (shared fleet device) fleet, operators will:

  • Pay a performance bond to the District to provide fleet and trip data and complaint statistics to the Director of the District Department of Transportation
  • Require each operator to keep at least 3% of its fleet in each ward between 5:00 am and 7:00 am each day
  • Prohibit operators from deploying electric mobility devices within 300 feet of elementary, middle schools, or senior wellness centers unless that space is located near a metro rail station entrance
  • Require operators to maintain a 24-hour toll-free customer service line for the public to report inoperable or illegally parked shared fleet devices and other complaints
  • Move the SDFs within two hours of being notified they are illegally parked
  • Permit operators to provide optional, free virtual classes on how to safely operate the SFDs
  • Require SFDs to have proper lighting and reflectors
  • Require the Director of DDT to construct signage or create conspicuous pavement markings alerting the SFD users when they are entering the Central Business District
  • Require the DDT to construct at least 1,000 racks a year until 2025 for parking electric mobility devices
  • Require SFDs to be locked to an object with at least three feet of unobstructed pedestrian walkway

Important to Note

Riders of electric mobility devices shall have the same rights and duties as a pedestrian.

What Motorists Need to Know – Accident Guide for DC

  • There are thousands of rental scooters from Lime, Bird, Spin and others. Recently, accidents between scooters and drivers have become more common. If you hit a scooter rider or a scooter rider hits your car, the process to follow is similar to a car accident – call 911 for any injury and exchange information.
  • The District of Columbia is a contributory negligence jurisdiction, meaning if the scooter rider was even partially at fault, they may not be able to recover damages. However, there are different circumstances. If a scooter ran a red light or was riding illegally, the scooter rider may be at fault. If a motorist hits a scooter rider who was following the rules, the motorist may be at fault.
  • Even minor scooter collisions can cause damage to vehicles such as dented body panels, cracked bumper covers, and scratched paint.

Michal Shinnar was recently featured on WUSA-TV, weighing in on the changes coming to the Equal Employment Opportunity Commission and what they could mean for federal workers.

Michal described the shift as a major departure from how complaints are handled today. “It is a really big change. It is switching to a ‘fox guards the henhouse’ situation.”

Under the new approach, employees are pushed straight into an investigation, with no earlier step to try to resolve issues or learn about their EEOC rights. That could create real obstacles, Michal explained.

“This causes a lot of barriers, but most importantly, it really takes away the right of employees to get that impartial hearing before someone outside of their agency.”

Watch the video:

This article is co-authored by partner Andrew Adelman and JGL law clerk Samantha Gordon.

Harassment remains a prevalent issue that prevents individuals from expressing themselves freely in the workplace, and this is especially true for LGBTQ+ workers.

Under federal law, proving harassment (referred to as a hostile work environment) requires an employee to demonstrate that the conduct is “severe or pervasive enough to create a work environment that a reasonable person would consider intimidating, hostile, or abusive.” Whether a work environment is hostile depends on the totality of the circumstances, including the frequency of the conduct, its severity, whether it is physically threatening or humiliating, and whether it unreasonably interferes with an employee’s work performance.

While many state laws follow this federal standard, others are broader and some define harassment as including a greater swath of conduct than might be covered under federal law. For example, D.C. law defines harassment as conduct that has the “effect of creating an intimidating, hostile, or offensive work environment,” and Montgomery County law explicitly states that conduct need not be considered severe or pervasive. The laws in both D.C. and Montgomery County expressly direct courts to consider certain factors, including some of those discussed above, when determining whether conduct amounts to harassment.

Conduct that Might Constitute Workplace Harassment for LGBTQ+ Workers

LGBTQ+ workers may face unique hostility that is more directly linked to their sexual orientation or gender identity. In certain situations, this conduct may amount to a hostile work environment, depending on the totality of the circumstances, such as the frequency, duration, or severity of the conduct. Examples of problematic behavior that – alone or in combination – may contribute to a hostile work environment include:

  • Homophobic or transphobic slurs
  • Comments about being “too masculine” or “too feminine”
  • Comments or questions about your body, e.g., the size of your chest, your hair or hairstyle, or references to whether you have certain anatomical features as a transgender person
  • Derogatory jokes or comments relating to your sexual orientation or gender identity, e.g., being told your identity is a choice, that you are normal for a queer person, or that you are harming your kids by not having a traditional family
  • Use of stereotypes or crude or derogatory statements, e.g., being called a pedophile or sex worker/prostitute
  • Repeated and/or intentional use of the wrong name, pronouns, or honorifics
  • Prohibitions on bathroom use
  • Exclusion from social gatherings
  • Being told to keep your identity to yourself or being made to feel that you will be treated differently if you present yourself authentically
  • Questions about your personal life, including your dating or sexual history

Not all offensive or abusive conduct needs to be directly about your sexual orientation or gender identity to contribute to a hostile work environment, and LGBTQ+ workers can demonstrate harassment if they are treated worse than co-workers, e.g., generally hostile or negative comments, unfair distribution of work, exclusion or isolation, etc. If the difference in treatment is because you are LGBTQ+, then you may have a claim for a discriminatory hostile work environment.

Can anyone walk into a Maryland courthouse and read the details of your divorce? In this episode of JGL LAW FOR YOU, David Bulitt and family law attorney Christopher Castellano break down Maryland’s new divorce privacy law, which takes effect October 1, 2026. Until now, anyone could ask to see the complaint, answers, and other filings in a divorce case. Under the new statute, the public can see little more than the fact that a case exists and the final judgment of absolute divorce.

David and Chris explain what the law does and does not change, including why Maryland Judiciary Case Search will still show a case’s docket; why your spouse, the attorneys, and the judge will still see everything you file; and how the statute fits with the existing rules on restricted information in court filings. They also draw an important line between privacy and secrecy and explain why the new law is no reason to be less careful about what you put in a filing.

For anyone who has put off filing for divorce because they don’t want to air their dirty laundry, whether over allegations of abuse or adultery or because they run a business and don’t want customers finding their case records, this episode offers a clear look at what will stay private, what won’t, and why any concern about sensitive information is worth raising with your lawyer early.

David Bulitt: [00:00:00] Welcome to JGL Law for You. JGL Law for You is a podcast by lawyers, but not for lawyers only. On JGL Law for You, we will be discussing a wide array of topics to help you navigate the many legal processes,

Chris Castellano: developments in the law, other current events, and how they may affect you, your family, or your business.

David Bulitt: We’re back in the family law environment speaking with my law partner, Joseph, Greenwald & Laake, family law specialist, Chris Castellano. Welcome back again, Chris. Good to have you.

Chris Castellano: Thanks for having me, David.

David Bulitt: All right. So today let’s dive right in. We’re talking about confidentiality. What’s secret? What is kept confidential from the public in divorce cases? Can anybody read what happens during the course of your divorce? I mean, most people, right, Chris, assume that personal and financial details of their divorce are private, but that’s not always been correct, has it?

Chris Castellano: Well, that’s right. I mean, so right now, and I’m going to use that very specifically because we are [00:01:00] recording this podcast still in September, right? And so as of October 1, there’s some new privacy changes that we’re going to see with divorce filings. However, so let’s talk about the world pre-October 1, and then we’ll talk about post-October 1. And so you’re absolutely right. There’s a perception that when you file in Maryland, file a divorce case, that, oh, that’s a private situation. It’s a family matter. And Dick and Jane can’t go to the courthouse and get that information. Well, in fact, that part’s not true. Anyone can go to the courthouse and say, I want to look up X, Y, and Z case number. Now, there’s caveats to that that have always been in place. Can you see child information? Can you see child support guidelines or full agreements?

The answer is no. That has always been part of, let’s call it the overall privacy of a divorce case. But when you’re talking about the complaint, answers to the complaint, [00:02:00] various different filings that occurred, all of those items have been veiled from the pub, have been open to the public and not veiled. And there’s a policy reason behind that, is that the general public is somewhat entitled to understand what the judiciary is doing, right? This is a foundation of the government and country type of discussion in that way, is that we, the people, so to say, should understand what’s happening with the judiciary. And so now let’s change our focus to what the Maryland General Assembly has changed. And what they decided was, okay, we’ve got a situation here with divorce filings. Should they remain open or should we start implementing some level of privacy?

And they decided during this last main session to go ahead and implement a level of privacy protection. And that means that unless you are one of the specifically [00:03:00] identified persons under the statute, then you don’t have access to a divorce filing, right? So that means your complaint for divorce agreements, et cetera, et cetera. The only thing that the statute allows to be open is that there is a judgment of absolute divorce decree. And you can see that. That’s about it.

David Bulitt: So let me just ask a question because, you know, there’s going to be some lawyers listening to this. And so let’s ask the lawyers question. There’s a search that pretty much anyone can access online, the Maryland Judiciary Case Search. And most states have something similar where you can plug in a party’s name and up will come, assuming you plug in the right information, up will come various docket entries. We call them things that have been filed in a case. Not the substance of what’s been filed, but the items themselves, i.e. a complaint or there’s a notice of hearing or so forth. Is that no longer available to anyone to look at?

Chris Castellano: My understanding of this new statute, which will go [00:04:00] into effect as the General Provisions section 4-101 and 4-305.1, right? Does not change how the Maryland Judiciary Case Search is operating, which is what you’re referring to. This is specific to a clerk of the court allowing access to a physical file.

David Bulitt: I see. Okay. So this is not what’s available online, which isn’t very much, but it’s access. If you want to go down to the courthouse and see what’s happening in Chris Castellano’s crazy divorce case, I can’t get to that file anymore.

Chris Castellano: Well, that’s right. And, you know, it’s interesting for us practitioners. We’re all too familiar with the Maryland Judiciary Case Search. We’re all too familiar with the Odyssey File and Serve, the MDEC. And then we’re similarly all too familiar with the Maryland Judiciary Record Search. Those three distinct online servers. And you can go on to the case search and see the general docket with [00:05:00] virtually no usable information, just that, hey, document A was filed on date B. We know that. So then your Odyssey eFile and Serve, well, that doesn’t do a whole lot because that just allows you to actually file a document. And users can see when it was filed, et cetera. But it’s the Maryland Judiciary Record Search that serves, once you sign in, serves the same purpose as the Maryland Judiciary Web Search. However, if you are a counsel of record, you can actually access all the pleadings as if you’re physically in the court.

So the question that I have with this new statute is that are we going to see a change in large to all of these online repositories? Because they’ve already implemented somewhat of a restriction of access when it comes to the Maryland Judiciary Record Search because you have to be a counsel of record. And so if that’s already implemented online well [00:06:00] before this statute’s coming into play, what other changes are we going to start to see?

David Bulitt: Okay. So, I mean, I think everybody understands why folks would assume that certain things are private in a divorce filing. Not everybody should know what I have. Not everybody should know the details of my divorce, what’s going on with my kids, whatever the case may be. But what subsequent to this law going into effect in a couple of days, what remains public? What can the public still see?

Chris Castellano: Yeah, the public can still see that a, I suppose that a case has occurred and there’s a case number associated to a plaintiff and a defendant, as well as they can get access to the actual judgment of absolute divorce. Can they get access to the agreement that’s been incorporated into the decree? No. No. But frankly, David, as you well know, you haven’t been able to get access to that agreement. So what this is really doing is, yeah, it doesn’t [00:07:00] change. So what we’re really looking at is just restricting access to all of the prior documents.

David Bulitt: Okay. And it’s outside, folks. If I’m a litigant in this particular case, I can still go and get a copy of my file and look and see what’s in there, right? Right.

Chris Castellano: That’s right. That’s right.

David Bulitt: And just to follow up on that, just so that folks are clear, in the old days, and I say the old days may have been before your time, but certainly during my time, whenever there were materials produced, there were bank statements, there were photographs or other things of evidence that were produced during the course of litigation, those things got put into the court file. But they have not been for some time, right?

Chris Castellano: Correct.

David Bulitt: And this law doesn’t change that at all. It doesn’t change. We no longer file what we lawyers call discovery responses themselves in a jacket for even for a party to go down to the courthouse. It has to have gotten them themselves or seen it through their lawyer, right?

Chris Castellano: Well, that’s right. I mean, it’s interesting. [00:08:00] In fact, in my personal experience, just last week, a pro se individual representing themselves tried to file discovery requests through MDEC, like the e-filing. But because they selected e-serve and file, the court, the clerk actually rejected that because it’s not supposed to go through that and it can’t be filed because we can’t have discovery requests in the jacket, just as you suggest. So, yeah, that’s not changing, right? Discovery requests are still not supposed to be filed. It’s there’s an interesting layer to this of what’s going to happen next, right? What’s the next step? Does that mean that we’ll start to see more stuff officially filed? I don’t know the answer to that part. So could we see a future where we actually are filing discovery requests? All right. That’s a good question.

David Bulitt: Yeah. And along those same lines, let’s talk about the difference between privacy and secrecy. There’s a big difference. I mean, a lot of people think of them as the same. Well, if it’s private, [00:09:00] it’s my secret, you know, whether it’s in my personal life or day-to-day life, whatever it is. But when we’re talking about this type of a circumstance, litigation, what folks can see and what they can’t see, there’s a difference, is there not, between what’s private and what’s secret?

Chris Castellano: Well, right. You know, when we talk about the secret, at least, and this is, I guess, and I suppose somewhat subjective, but it tends to insinuate a level of a desire to prevent someone from learning information. An individual filing something would expect like, oh, this is going to allow me to be more secretive and maybe I file this document and only the judge is going to see it. Well, no, that’s not true. Your spouse is going to see the information that’s filed in the case. What this statute is doing is preventing the public, people that are not associated with your case, from seeing this information. And so, you better believe that your other spouse is going to see anything that’s filed in this case. The other attorneys [00:10:00] that are associated with this case are going to see anything filed. And just like the judge would see it or any other experts or associated people that have an interest in this case will still have access to the documents.

David Bulitt: Is there any connection or conflict between, potential conflict, between this new statute and how it, you know, and how it interacts with Maryland’s rules, existing rules, that would continue to stay in place after October 1 pertaining to access to judicial records?

Chris Castellano: Yeah, I’m so glad you brought this up. The short answer is that this new statute, 5.1, as far as I’m concerned, does not address kind of those, the cross statutes that we would come to think of. I immediately go to the Maryland Rules 20-201 and 20-202, right? And these are the rules that are now implemented for e-filing where you need a notice of restricted information. All the lawyers out there are probably groaning because the NORIs, as we call [00:11:00] them, or notice of restricted information is a source of frustration to say at least. Because you could easily get a document that is kicked back from the clerk because it doesn’t have a NORI or the NORI doesn’t cover everything adequately, whatever it may be.

David Bulitt: All right. So, Chris, you refer to this word NORI. Can you tell folks what that is exactly?

Chris Castellano: Yeah, NORI. When I say NORI, I refer to a notice of restricted information. So, it’s a relatively new statute and rule that requires litigators to submit a form that identifies to the clerk that a document you’re filing with the court has what they refer to as restricted information. You know, so this could mean anything from financial information, bank account number, other personally identifying information, or information related to children and children expenses, etc. Right? All of that information is restricted by way of the rules. And you have to identify to the clerk [00:12:00] that the document you’re filing has that information.

David Bulitt: Okay. And so, let’s toggle for a minute and take all of this and sort of subsume it into what practical advice can you give to someone who’s getting ready to or going through a divorce based upon the implementation of this new statute? What should people consider? What should they think about? What should they do or not do?

Chris Castellano: Yeah, so, I mean, listen, one of the biggest takeaways is almost not a new or novel concept. It’s that just because we have a new what we’ll call privacy law going into effect doesn’t mean that you should say, oh, you know, the public’s going to have less access to my records. So, it’s open season. I’m just going to tell the court everything. A certain level of, certainly you have to maintain the same candor that you would with the court in your filings. But that doesn’t mean that you just dump all the information out there with the expectation [00:13:00] that it’s going to be private. Because, again, there’s a difference between secrecy and privacy. So.

David Bulitt: So, again, for clients, for folks out there, lay people who might be going through this, isn’t it a good idea when their lawyer says, here, we need to answer these questions, we need to provide these documents. If there’s something that you’re concerned about, you should raise that with your counsel. You should ask them if this is something that I have to provide. Is there something that the other side is going to see? Doesn’t that make sense?

Chris Castellano: Yeah, absolutely. I mean, I think that access to information is the tug of war that is inherent with representing these clients. Because, you know, certainly a client and the lawyer has similar and also somewhat independent obligations of candor to the court as well as to the other side to provide information. But you want to do that in a way that you are looking out for the best interests of not only your case, your client, but the court system overall.

David Bulitt: This day and age, we talk about CTAs, a call to action. [00:14:00] What’s your call to action for people out there listening who are, again, either thinking of on the brink of or during the course of getting a divorce litigation, a very real lawyer and so forth?

Chris Castellano: Yeah. So, and I’m sure that you’ve come across this plenty of times. There’s a lot of clients that are reticent to file for divorce because they, quote unquote, don’t want to air their dirty laundry, right? But this offers a level of mental security, if you will, that just because you are filing a case as of October 1, 2026 doesn’t mean that the whole public is going to have access to your case. There’s people up and down the socioeconomic ladder that have these concerns. It could be because the complaint has allegations of abuse, could be allegations of adultery, spending money in frivolous ways, whatever the allegations may be. Or it may be because you’re at the top of that ladder and you’ve got multimillion [00:15:00] dollar businesses and you don’t want potential customers who scour the internet for case records related to people to see the fact that all these documents are out there.

So this does offer a layer of protection and, again, privacy, not secrecy, but privacy to ensure that your business stays your business. It’s interesting, though, David, that the governor did veto the Senate bill as it was passed and the Senate overturned that veto in August. And so there is an interesting layer of you wonder what the impetus for a veto was when at the end of the day, the idea is to protect that information and keep it private. Because with so much of everyone’s lives being public, why does what could be considered the worst, worst time in someone’s life? Why does that have to be public as well? It’s just an interesting discussion, perhaps for another day or perhaps for a different [00:16:00] podcast. But the takeaway, privacy matters. And now in Maryland, as of October 1, 2026, we’re going to have a new ability to ensure that at least in our little world of divorce cases that we can ensure a layer of privacy.

David Bulitt: All right, folks, as always, Chris Castellano is a plethora of information, but all that information may very well lead to questions. And if they want to ask those questions or reach out to you, Chris, what’s the best way for them to get to you?

Chris Castellano: Yeah, as always, contact me at Joseph, Greenwald & Laake. My direct number is 240-399-7881. And I would be happy to talk about any privacy concerns relative to divorce matter that you may have.

David Bulitt: All right, as always, folks, we appreciate you being here. We appreciate you listening in. I appreciate having my law partner, Chris Castellano, take the time from his day to try to answer some questions, not only for everyone out there, but for me as well. This is David Bulitt, and this is JGL Law for You.

In a September 21, 2026, interview published by Medical Economics, Valerie Grove breaks down the rapid AI adoption within the medical industry and how it affects physician and staff liability in medical malpractice cases.

Physicians are increasingly using AI as electronic scribes, dictating every examination and symptom as they diagnose. But physical exams rely on senses AI cannot replicate, and this gap can lead to hallucinations and missed symptoms, especially as physicians grow more reliant on the tools. Liability, Valerie notes, is unlikely to rest with any single party. Physicians, health systems, and AI developers may all share responsibility depending on how a tool was built, validated, and used, and because AI is not yet part of the standard of care, physicians face a difficult balance between relying on an opaque tool and overriding it.

“Proceed with caution. Extreme caution. Review every output every time. Use your training, your experience, and your judgment, and do not become overly reliant. That’s where the errors occur,” Valerie said.

Watch the full interview, “Can physicians be sued for AI mistakes?” on the Medical Economics website.

Maryland law imposes high standards on trustees and personal representatives. These are the top six warning signs that a trustee or a personal representative may be breaching his or her fiduciary duties to a beneficiary. If some or all of these red flags are present, it is a good idea to contact a lawyer to protect your rights.

1. Lack of communication

If you are a beneficiary of a trust or a will, the trustee or personal representative has a duty to communicate with you. If that fiduciary is ignoring or evading you, this may result from a lack of understanding of his or her duties to you, but it may also be an important warning sign that the fiduciary has engaged in misconduct or is actively hiding misconduct and hoping you give up and go away. Put your communications with the trustee in writing.

2. A refusal to share a copy of a trust or will

If you are a person who is a beneficiary under a will or trust, the trustee has a duty under Maryland law to give you a copy of the trust. E.T. § 14.5-813(a). While Maryland law does not expressly impose a duty on a personal representative to provide a copy of the will to a beneficiary, it is a public document on file in the courthouse. A personal representative’s refusal to give a beneficiary a copy of the will is a red flag because there is no good reason to refuse to provide a copy to a beneficiary.

3. A failure to maintain records

A fiduciary such as a trustee or a personal representative owes a duty to maintain records of financial activity and assets. I once had a case involving a trustee who was sued for a failure to account for his use of trust assets. His explanation was that he did not maintain records because he was “an electronic guy,” and he claimed he would just lose paper receipts. This is no excuse. Maryland law is clear that “[i]f the trustee fails to keep proper accounts, all doubts will be resolved against him and not in his favor.” Jacob v. Davis, 128 Md. App. 433, 448 (1999).

4. Financial records that reflect payments or withdrawals to “cash” or other suspicious transactions

When financial records are obtained, it is important to scrutinize the financial transactions closely. Do the bank records reflect $3,000 in trendy clothing and makeup purchases while an elderly man was in hospice care? Do the bank records reflect $10,000 in cash withdrawals? While it is possible there may be a legitimate reason to make a cash withdrawal from a fiduciary account, it is a red flag for the obvious reason that cash withdrawals are difficult to track and these untraceable funds can easily be misappropriated by a fiduciary.

5. The decedent “told” the trustee or personal representative to conduct financial transactions that amount to financial malfeasance

When highly suspicious transactions are discovered, it is a red flag if the fiduciary’s response is that the questionable conduct was authorized based on a conversation between the fiduciary and the decedent (as opposed to written approval by the decedent of the transaction in question).

6. A refusal to disclose financial activity of the estate or trust

A fiduciary such as a trustee or a personal representative owes a duty to account to beneficiaries. A personal representative owes a duty to account for his or her management and distribution of estate property. E.T. § 7-301. If requested by a qualified beneficiary, a trustee shall provide an annual “report” on trust activity. E.T. § 14.5-813(c)(1).

If you encounter any of these challenges, any attorney experienced in fiduciary law can help you assess the situation and determine what steps may be appropriate.

In this episode of JGL LAW FOR YOU, David Bulitt and family law attorney Christopher Castellano explore how Facebook posts, Instagram reels, videos, jokes, comments, and even seemingly harmless online venting can take on an entirely different meaning inside a custody dispute.

Using the highly publicized Lindsay Clancy trial as a backdrop, they break down how social media can be introduced as evidence, how a sarcastic or out-of-context post can take on a very different meaning in court, and how a single post can raise questions about judgment, parental fitness, credibility, or a parent’s ability to put their children first.

Listeners will also hear practical guidance for navigating social media before and during family law litigation, including why you should never litigate your case online, why angry posts about a co-parent can come back to haunt you, and the simple test Chris recommends before you post: Would you be comfortable explaining it to a judge?

David Bulitt: [00:00:00] Welcome to JGL Law for You. JGL Law for You is a podcast by lawyers, but not for lawyers only. On JGL Law for You, we will be discussing a wide array of topics to help you navigate the many legal processes, developments in the law, other current events, and how they may affect you, your family, or your business.

I’m back here with my partner and family law expert, litigator, family lawyer in Maryland and the District of Columbia, Chris Castellano. Welcome aboard, Chris. Good to have you back this month.

Chris Castellano: Thank you again, David

David Bulitt: Today we have a very interesting and somewhat different conversation. We’re peeking into the news, and anyone who has not been under a rock or looks at the news has been advised of or seen information regarding the Lindsay Clancy trial, which is taking place in Massachusetts as we speak.

This is a young woman who was accused of, and has since admitted to, murdering her three young children. Now, we are not here [00:01:00] today to talk about the merits of that case, the merits of her insanity defense, or any other such thing, but what the case does is bring up a very interesting, interesting issue that arises in the area of family law, and that is specifically what effect, if any, can the use of social media, and many of us have our Facebook pages, our Instagram pages, X, LinkedIn, and various other social media platforms.

What effect can our posting, the information that we put up on those social media pages, have on our own custody cases? So, Chris, take us off and let’s start there. And I know we’ve got the Clancy trial as a backdrop. We’re going talk more about that, but let’s talk specifically at the moment about the impact and then concerns about social media postings on a divorce or custody case.

Chris Castellano: Yeah, David, I mean, it’s [00:02:00] always such an interesting issue. You know, social media is so ubiquitous, and it has been ubiquitous for quite some time now. You know, it’s relatively old hat to say that this is new technology that can be used against you in a trial, right? You know, we’ve, we’ve had, since I’ve been practicing, we’ve had social media that is evidence and can be used as evidence in a trial.

But whenever we have some topic that enters the social zeitgeist, which is right now, this Lindsay Clancy trial, this issue comes up again, which is people going out there and, and posting their opinions, posting their thoughts, posting their analyses, and the question variably becomes, “Is this going to play a part in my custody trial?”

Right? You could say the same about your alimony trial or hearing or your, you know, request for some type of distribution, your family or, or any other non-family related litigation certainly. But [00:03:00] for our purposes today, yeah, how can it affect custody? And we’re not suggesting, just to be clear to our listeners, we’re not suggesting that you can’t use social media, you can’t use your right to speak to post an opinion.

The question that I want to instill in our listeners is when you post something online, are you comfortable explaining what that post means to a judge? Right? ‘Cause that’s the question. You can post whatever you want all day long, and that’s fine, but are you prepared to explain what that post means to a judge in the context of a custody case?

David Bulitt: Tell us a little bit about how someone’s posts can become evidence. What sort of factors can they support in either the other side’s argument or their own argument that they’re fit or unfit for custody?

Chris Castellano: Well, that’s right. Here in Maryland, the court is looking at the best interests of the children or a child in a custody case, right?

There’s a [00:04:00] host of different factors. We have a podcast where you and I discuss those factors, if I am not mistaken, in the beginning part of the summer. And so our listeners can go to that podcast and get a primer on the factors in Maryland. But those factors are implicated, or can be implicated rather, in your various different forms of evidence and, for our purposes today, the social media posting.

So, factors such as your parental fitness, your character, ability to communicate with your other co-parent, willingness to communicate with your other co-parent, supporting the relationship between the other party’s extended family or their family, and overall judgment, right? Overall judgment I saw a post this morning preparing for this podcast, and it was a, you know, young mother frustrated with her baby and, uh, went in to the baby’s room saying, “I just tried to put this kid down three times, and won’t stop crying.

I fed you, I burped [00:05:00] you, I did this and that and the other.” And in the video was yelling at the kid, right? I mean, I get it. It, it could very well be that there’s no kid in that video, right? ‘Cause they didn’t show the kid – And, and so you, you have to remember that a lot of these videos that we’re seeing online, they’re, you know, a lot of the internet’s created for the purposes of getting a rise out of people.

Okay, set that part aside. Let’s assume for the purposes of our discussion that these are legitimate videos, and you have a case against your spouse, and he or she is making these videos online yelling at that kid, right? So, what does that video show? That video shows, number one, a judgment issue. Number two, a fitness issue, right?

And number three, it shows a willingness to act as a guardian of that child in that moment, right? If you’re, if you’re yelling at that child, a defenseless infant crying, right? You know, what does that say to a judge? And that’s what we’re focused on. And how do you use this as [00:06:00] evidence? Well, whether it’s a static post or whether it’s a video, it’s going to be utilized in the same way as your emails were utilized, the same way as, as pictures from a detective were utilized, right?

It’s a matter of printing off that post as the, in the lawyer’s office, and we bring in three or four or five copies and, and hold it up to the judge Right? Or if it’s a video, we roll in the TV, plug in your computer, and there it goes up on the screen. We mark it as an exhibit, and it goes into the repository of that case as far as evidence goes, and the judge is going to consider that piece of evidence.

David Bulitt: Yeah, I mean, people, and we’ve found this, I know you have and I have, it often doesn’t matter how many times their lawyer talks to them about what their testimony ought to be or how they’re prepared. People often in custody cases want to make themselves look like terrific parents. And many, many times I have seen, I’m sure you have, parents say, “Oh, no, I don’t yell at my kids.

I speak, I don’t yell [00:07:00] at them.” Well, first of all, I’ve never met a parent who didn’t raise his voice, their voice to a child once. Okay? So the “never” hurts. And then, then we pull up this Instagram post, you know, where he or she is screaming and pulling their hair out and the baby’s screaming in the background.

That’s a sort of a, a more benign issue than what we’re talking about in the Clancy case, but that’s a damaging piece of evidence, something along those lines. So, let’s talk about context and how that changes or can disappear sometimes when a piece of social media, a social media post, reel, story, whatever it may be, is being recreated in a litigation context.

Chris Castellano: Well, that’s right. This is tough. The ability to communicate is one of the more difficult concepts in human history, right? The Tower of Babylon comes to mind, right? So, what we’re talking about here, that ability to communicate and communicate those thoughts itself, it’s exaggerated because when you [00:08:00] and I talk, we talk separately, right?

We’ll have a conversation. If that conversation was written down or put into a different sphere, then the context in which we were talking is lost, right? That’s the basic concept of, of what we’re talking about here. When you make a post, or let’s just say you’re at a playground, you make a video, and, and your kid’s running off, and you say, “Man,” to your best friend, “It would be a lot easier if I just left, go get a drink,” and then I came back ’cause they’re sitting at the playground, right?

Well, you and I in the context of a custody litigation, we would say, “Man, leave him for 10 minutes to go get a drink is a terrible fact pattern.” That is a terrible fact pattern. But in the context, the person’s, “No, this is just a sarcastic joke,” right? They could be just making a joke about the fact that they’ve seen other people saying ludicrous things online, and they’re…you know, so that context can get lost very, very quickly.

You know, it’s interesting. What comes to mind to me in this [00:09:00] conversation is the episode from The Office where Steve Carell’s character is giving a deposition, and he does one of those that’s what she said jokes. And the deposition court reporter reads it back, and he says, “Well, you know, the delivery’s all wrong,” right?

And so that says it best, right? When you’re in litigation, in the context of litigation, how something is presented can change drastically and not only by just the delivery itself, but by not presenting the full context.

David Bulitt: And again, alongside of that, right, is understanding that the audience to whom you intend this post to be your, your 1,100 followers or whatever it may be, may not at all be the audience who is looking at it later and wondering what you meant by this particular post.

This kid is driving me nuts. I’m going to jump off of a bridge. I’d like to blow my brains out. I gotta get out of here. I may never come back. You know, that may be jokey kind of things, and in [00:10:00] the context of a video where somebody’s laughing and smiling, it may look very, very different when you’re in a different ballpark.

Chris Castellano: Well, that’s right. And you know, a good takeaway for people, especially if you’re in contested custody cases, active litigation, this should be on the forefront of their minds. But even if you are not there, but you suspect that maybe in a couple years you’re, you’re angling towards that position, who is not amongst your followers and fans and people that you usually digest your media?

You know what? You should assume it’s the judge. The judge is not your follower. They don’t know what you typically say. Opposing counsel, that’s not your follower, right? And so they’re going to sit there, you’re going to be on the stand, and they’re going to ask questions like, “You wrote this, right? You know, this angry post about your kid.

You were talking about your child, weren’t you? And you were angry when you wrote it, weren’t you? And yet you’re asking the court to make you primary physical custodian,” right? So, you’re going to [00:11:00] have to reckon with some of these posts, and the more posts you make, the worse it may be for you.

David Bulitt: Again, not necessarily for all of us, but for certainly for folks who are potentially separating, divorcing, or alternatively getting some sort of a custody dispute with their co-parent, there’s one sort of golden rule they should follow, isn’t there?

Chris Castellano: Well, that’s right. When you’re posting about your family, one of the golden rules, a golden rule, is to just kind of keep your head low. But assuming that we don’t tell them to interrupt their whole lives, that golden rule is keep the focus on your kids. Right? Keep the focus on your case. The court system and the judges, their primary focus is the best interest of those kids.

And, so, if you can keep your public-facing statements, posts, whatever it may be, as easily explainable relative to the best interest of your kids or focus on your kids, I think that you’re okay.

David Bulitt: [00:12:00] I think that, again, running alongside of that is sort of the same rule that I used when I talked to lawyers about responding to an email, when emails were in their early days of electronic mail, because it’s always easy to send a response, hit send, and go without thinking about it.

And I tried to counsel lawyers to say, “Hold on. Type what you want, but don’t hit send. Come back to it a few minutes later, and then make sure that’s what you want to say.” And some … And in some way, it’s sort of the same, isn’t it, with a social media post? You post this, what you think is funny, you think it’s great.

Don’t hit that post button so fast, right? You want to hang on a second and say to myself, “This isn’t necessarily how my friends are going to interpret it. It’s how somebody else might interpret it,” right?

Chris Castellano: Aabsolutely, right? I mean, as a young lawyer, we all learned, I learned, that every single word you write will be read by a judge.

You have to assume that every single word you write, every email, every letter, [00:13:00] and certainly every document you file in court, right? If every single word that you write could be read by a judge, well, you as a client, you better believe that every word you write in the context of a custody dispute is open to being read by a judge, and that goes the same for every word you speak in a recorded format.

If you are present publishing it, whether email and writing or, or on an Instagram Reel, yeah, you better believe that it is out there and available for the judge.

David Bulitt: Tell folks who are listening, if you can, what are the most dangerous, most inappropriate, those posts that you just should not hit that post button when you are on the precipice or in the midst of some sort of custody dispute or litigation?

Chris Castellano: Yeah, so we touched on this a little bit at the top, but … And it depends on how, what your level of humor is, but on a joking type of post, the [00:14:00] more sarcastic, the drier the humor, whatever it may be, you ought to be careful with that, right? Because not everybody shares that level of sarcasm. But from a base level that we can all understand, posts that vent your anger, that talk about discipline and disciplining your children, you know, opinions about it, whatever it may be.

Posts about your own mental health, about your substance abuse or substance abuse history, or certainly your ability to handle the kids, right? Or frustration with handling the kids. All of those, you know, there may be extremely legitimate reasons to talk about these issues for a person. It may allow them to cope with these issues.

There are very valid reasons to have these thoughts and write some of these words out. But the question is, and we as family law litigators, you know, I tell people all the time, “Listen, in my perfect world, [00:15:00] in my selfish world as your counsel, what would I like your evidence to look like? Well, it doesn’t include X, Y, and Z,” right?

So, in my selfish world where I’m talking to our audience, if I had the ability to clean slate it and make sure that you don’t post X, Y, and Z, it’s going to be posts like this that are anger fueled, talking about mental health or, or your inability to care for the kids.

David Bulitt: How about posts about the other parent? Or sometimes you see posts about what’s going on in the midst of your litigation.

Chris Castellano: You should, as a rule of thumb, never post online about the litigation. I don’t care what type of contested case you’re in, whether it’s a landlord-tenant, whether it’s a mergers and acquisition, a criminal trial, or certainly in our context, a custody trial, right?

Never post anything about … I challenge you, David, to find a single lawyer out there in the world that would say anything contrary to this, right? Never post anything online about [00:16:00] litigation. That’s first and foremost. I guess it should be said based on what we’re seeing online, but never complain about a judge, right?

Never complain about the judge you’re dealing with. Don’t complain about opposing counsel that you’re dealing with. Don’t complain about the other spouse or the other parent. Certainly don’t complain about the kid. These are all things that you would think we shouldn’t have to say out loud. Evidently, in a world where rage posts get engagement, and as a result you get more views and clicks and therefore revenue, you know, this is something that we need to say.

David Bulitt: So let’s talk a little bit about from the outside looking in, and this is where what we’ve seen, and folks, if you were to look up on, you know, Instagram or Facebook or X, the Lindsay Clancy trial, you will see thousands, tens of thousands, maybe hundreds of thousands of comments, from people about either her, in some fashion generally about her, about her [00:17:00] kids, about the family life that she had.

How can those types of posts be dangerous? In other words, it’s not … I’m not commenting on my life. I’m not commenting on, you know, what’s going on in my case, but those kids must have really driven her crazy for her to do that. Those kids must have been really difficult, or alternatively, she deserves to burn.

Anybody like that should be … You know, those types of … You … I think you call them rage post or anger, inflammatory-type comments from the outside looking in. How, if at all, can those affect my case?

Chris Castellano: Well, that’s right. Again, it should be said that what we’re not suggesting is that people aren’t allowed to have an opinion.

Everyone’s allowed to have an opinion. The basis of this country is having an opinion and being able to speak that, and the more unpopular the opinion, the, generally speaking, the law should protect more, right? So we’ll set that part aside, but what we’re talking about is the consequences of [00:18:00] those opinions and voicing those opinions, right?

And especially when you have these inflammatory circumstances like the Lindsay Clancy trial that seem to have very different camps of support, you know, you do have a situation where you’re going to get more posts that are trending towards the extremes. And when you have those extreme posts, they become available in the context of a contested custody case, just like you said, right?

So, if you’ve got … You may have even seen it, but there is a number of posts popping up with parents chucking water at their kid. You saw those, right? Something like that, if you’re separated and you see your spouse throwing water at your infant child, that’s going to make you say, “You know, I’m going to bring this to the court’s attention.

This is abusive behavior,” right? And it may not be or it may be, but this is something that you’re creating an issue solely because of content that you created to [00:19:00] get engagement, right? And that’s what you want to avoid. I saw a video that said one person was walking by a wood chipper, right? And, you know, had these, “Just like Lindsay, I have these intrusive thoughts,” or something to that effect, right?

We can’t be normalizing this type of behavior and again, within that context that people are posting this stuff so they can get engagement. I’m not going to ignore that. But you put this out there, it’s going to be available to an opposing counsel, right? As long as that opposing counsel’s paying attention, doing their job, you better believe that that’s going to be Exhibit A, and you’re going to bring that in and say, “Your Honor, you’ve got to be concerned about this.”

David Bulitt: And people will say, and I actually was involved in a case recently where the other side said, “Well, you know, it was just a trending video. She was just doing something trending on Instagram because, you know, she’s trying to build followers,” whatever the … But it was inappropriate when you [00:20:00] looked at it by itself.

And my reaction, of course, was, “I don’t care what it’s trending. What it’s telling me is that there’s a societal problem when you are doing things to your children that you ought not be doing, even if you think it’s funny.” And so people lose sight of common sense a lot when it comes to social media posts.

Or, you know, or like we said, when we’re talking about what’s going on in a case that’s highly publicized, like the Clancy trial.

Chris Castellano: Well, that’s right. And, and what you don’t want to do is glorify what is generally or should be generally viewed as kind of unacceptable behavior, whether that’s violence, whether that’s, you know, abuse of kids.

And I’ll go the other direction, too. That’s minimizing mental health issues or substance abuse issues or whatever it may be. The best course of action, have an opinion, but generally speaking, keep your opinions to yourself. I think that that’s advice that most of [00:21:00] the internet-consuming world can probably take.

David Bulitt: Now, I want to talk to you briefly about … We touched on this a moment ago, and but let’s talk about the credibility gap that can occur between one’s testimony and what is able to be mined on social media.

Chris Castellano: That’s right. So, this is classic. How many personal injury cases are, you know, “I have a diminished quality of life?”

Person A, why is there a picture of you skiing, right, down in, Lake Tahoe? So, this is the issue, right? If you testify that, “I never drink. I never drink,” just like you referenced, right? You’re using these absolutes. “I never, I never do X, Y, and Z.” Okay. Well, Your Honor, Exhibit A. Here she is out there at the club drinking, or here he is on the back porch with a handle of vodka or whatever it may be, right?

These are not situations that you want to walk into, right? Social media exposes you to that. Now, are we suggesting that you should destroy your [00:22:00] social media, whether you should avoid posting this so you can’t get out? That’s not what we’re talking about, right? What we’re talking about is to be smart about what can be used at trial, right?

And it’s your own statements. It’s your own statements. And if you’re saying, if you’re representing to the court a particular point of view or a particular statement about yourself and you’ve got social media examples out there that contradict that, then you have to anticipate you’re going to have a problem with that, right?

If you’re saying that, “I can’t afford to even go buy groceries,” and you posted on Instagram how you just got a brand new Louis Vuitton purse, that’s going to be problematic for you.

David Bulitt: Yeah, that certainly would be problematic. To sort of try to wrap things up, which is difficult to do in this context because there’s so much to talk about, if you could, give the parents out there some practical rules, two, three, four, five real rules that [00:23:00] should always be followed when they’re looking at engaging online in social media.

Chris Castellano: So, don’t litigate your case on the internet. Don’t do it. Don’t attack the other parent. As you referenced earlier, don’t post when you’re angry, when you’re upset, when you’re having trouble, a, a dark moment, whatever it may be. And be cautious about what you’re posting online. If it’s a joke, if it’s sarcasm, especially if the context of your joke or sarcasm is violence, drugs, alcohol, anger at your kids or whatever it may be, right?

And then one of the big takeaways, and I said it a couple times throughout this podcast, is how comfortable am I explaining this to a judge? Right? That should be your takeaway. If you post this, if you go on your phone and you’re ready to post this video about you complaining, the next question should be, “If I am asked by a judge what this post meant or what I meant by it, what’s my answer going to be?”

And [00:24:00] if I don’t like the answer, don’t post it. It’s as simple as just don’t post it.

David Bulitt: Yeah, I mean, people have to understand, these things get blown up to 20 by 24 poster size things, or they’re on a big giant TV screen in the middle of a courtroom. And how’s that going to look, right? How’s it going to look?

Chris Castellano: They’re inflammatory in size, demonstrative in size, and notwithstanding the fact that it’s going to be raised in your opening, it’s going to be raised in your closing, it’s going to be an hour’s worth of time during direct testimony of going back and forth or arguing. It’s going to potentially be a source of aggravation or combativeness between you and the judge.

How many times have you seen that, where the judge tells you to just stop and he’s talking to your client directly, right? I mean, these are the risks that you take on when you start interacting in that way, and you know, it’s the most preventable outcome that you can come up with. Just don’t post it.

David Bulitt: And [00:25:00] oftentimes, like you said, it’s not even, it’s not necessarily the content so much as it establishes a significant credibility gap when people want to, as we talked about, want to portray themselves in a certain fashion, but this evidence seems to show something different. All right, Chris. I mean, you know, again, we could go on and on.

I know, I think they’re having, as we speak today, they’re doing closing arguments in that case. But folks, pay attention to it, take a look at the evidence that was put forward in that case, which is, in my view, particularly damaging for the defendant, Ms. Clancy. But in the context of this discussion, in the context of your life going forward, if in fact you are nearing or looking at the possibility of a custody dispute with the other parent.

Chris, as always, it’s been a pleasure. If folks want to get a hold of you, let’s tell them again how to do that.

Chris Castellano: Yeah. Find me on our jglaw.com website. Give me a call at 240-399-7881. Call me directly, and I’d be happy to talk about [00:26:00] this or any other issue you have.

David Bulitt: Excellent. Well, as always, like I said, it’s been a pleasure.

I love doing this show. I love talking about things that are in the news. And, Chris, thanks for bringing this up today. Folks, I hope you enjoyed this, I hope you’ll listen, tell your friends about it, and I hope you join us next time on JGL Law For You.

Whether your car insurance premium increases after an accident depends on where you live.

It’s a fact of life, being in any car accident can be stressful, whether or not you are at fault. Many people fear their own car insurance premiums will increase if they tell their insurance company, but this is not always the case. However, even if the other driver caused the accident, you might still see an increase in your premium. Why?

How Car Insurance Premiums Work After an Accident

The moment an accident gets reported, insurance companies start assessing the situation. If you were at fault, expect your rate to go up. The increase depends on how serious the accident was and how much your insurer ends up paying. Even a minor fender bender can lead to a higher premium, though the jump won’t be as steep as it would be for a major collision.

Your car insurance premiums are based on a number of factors, including your driving history, the severity of the accident, and where you live. Even if the accident was not your fault, insurance companies look at a few things:

  • Increased Risk Profile: If you have been involved in an accident, insurers may view you as a higher risk, regardless of fault.
  • State Laws and Regulations: Some states allow insurers to increase rates after a claim, while some states protect drivers from unfair hikes.
  • Claim Frequency: If your insurer notices several claims on your policy, even if you were not at fault, they may increase premiums to offset potential future losses.

Maryland Residents

Can your rates increase? The answer is yes; possibly even if the accident was not your fault. There is one type of insurance claim that will not increase your premium, and that is a Personal Injury Protection (PIP coverage) claim. If you file a PIP claim for medical expenses or lost wages, this cannot be held against you and later increase your premiums, regardless of who is at fault.

The issue insurers really analyze is how many UM (Uninsured Motorist) and UIM (Underinsured Motorist) claims you’ve had on your policy. If you read your insurance policy carefully, you may see this listed as UMPD (Uninsured Motorist Property Damage Claim), or UMBI (Uninsured Motorist Bodily Injury Claim), along with a value for your deductible. Your Uninsured Motorist coverage will pay for damages to your car or pay to settle your injury claim if the at-fault driver had low or no insurance coverage.

 An at-fault driver without insurance is considered “uninsured” if:

  • the at-fault driver does not have insurance;
  • the other driver and vehicle are unknown, such as a hit and run collision; or
  • the at-fault driver’s insurance company has denied coverage because the other driver violated the terms of their auto insurance policy.

But beware, if you are involved in an accident in one of these situations, you will need to file an uninsured motorist claim under your own policy. But before you do that, there are a few things to know:

  • In Maryland, uninsured motorist coverage only applies if the other driver is found to be 100% at fault. If you are found to be even 1% at fault, you cannot collect due to Maryland’s contributory negligence laws.
  • For an uninsured motorist claim, many insurance companies require you to call the police immediately and report the claim. These requirements can be found within your insurance policy, or you can contact your insurance company to inquire.
  • Filing an uninsured motorist claim may affect your premiums and you may need to pay more for your policy. An insurance company is allowed to rerate your policy and remove certain discounts if you file an uninsured motorist claim. The claim will not cause a surcharge, but in most cases, the claim may have a negative impact on your insurance costs.

Statutory Rules in Maryland

Under Maryland law, an “increase in premium” includes a surcharge, which is the retiering or reclassification of an insurance policy or the removal of an insurance discount. Md. Insurance Code Ann. § 27-614, Md. Insurance Code Ann. § 19-507

If your insurance company increases the premium for a private passenger motor vehicle, they must provide you with written notice at least 45 days before the effective date of the increase. Md. Insurance Code Ann. § 27-614

If the increase is due “wholly or partly to an accident,” the notice must be clear and specifically state the basis for the increase. The notice must include:

  • The name of the driver
  • The date of the accident
  • “If fault is a material factor” for the insurer’s action, a statement that the driver was at fault. Md. Insurance Code Ann. § 27-614
  • The notice must specify that the driver was at fault, ONLY if fault is a material factor in the premium increase. This means Maryland law allows insurers to legally increase premiums for reasons where an individual’s fault is not a material factor.

Consumer Protections in Maryland

You have the following options:

  • Right to Protest: If you believe your rate is being increased improperly because you were not at fault, you may contact your insurance provider to request a review. You may also file a complaint with the Maryland Insurance Administration (MIA) within 30 days of receiving the increase notice.
  • Notice Requirements: The 45-day notice does not apply if the premium increase is part of a general statewide rate increase filed with the state that does not result from reclassifying an individual.
  • Non-Renewal vs. Premium Increases: While your rate may increase, Maryland law prohibits an insurer from cancelling or refusing to renew coverage based on claims history when two or fewer claims during the preceding three-year period were for accidents or losses where the insured was not at fault. Claims under uninsured motorist and comprehensive coverage are presumed not to be at-fault.

District of Columbia Residents

Under D.C. law, your car insurance premium cannot be increased solely on account of an auto accident where it is determined you were not at fault. D.C. Code § 31-2406

The District of Columbia strictly regulates when an insurance company may increase an insured’s rates following an accident. No insurer authorized to sell motor vehicle insurance in the District shall increase the rates charged an insured on account of an accident, unless it is first determined that the accident was caused by the fault of the insured. D.C. Code § 31-2406

Statutory Rules in Washington D.C.

This statutory protection aligns with the broader legislative framework of the District of Columbia Compulsory/No-Fault Motor Vehicle Insurance Act. While the District’s insurance system utilizes compulsory coverages and restricts certain tort litigation to make recovery for economic losses more readily available (D.C. Code § 31-2401, Monroe v. Foreman, 540 A.2d 736), the law explicitly protects policyholders from premium penalties when they are entirely free from fault in an accident. D.C. Code § 31-2406

No insurer shall cancel a policy except:

  • For refusal or failure of the insured to pay a premium due under the terms of the policy of motor vehicle insurance;
  • Where the motor vehicle registration certificate of the insured has been suspended or revoked during the policy of motor vehicle insurance; or
  • Where the license of an insured has been suspended or revoked during the period of motor vehicle insurance, the insurance shall not provide coverage for such insured during the period of suspension or revocation.

The term “uninsured motor vehicle” means a motor vehicle that:

  • Is a motor vehicle that is not insured by a motor vehicle liability policy applicable to the accident;
  • Is covered by a motor vehicle liability policy of insurance but the insurer denies coverage for any reason or becomes the subject of insolvency proceedings in any jurisdiction; or
  • Is a motor vehicle that causes bodily injury or property damage and whose owner or operator cannot be identified.

Exceptions and Qualifications

While an insurer is explicitly barred from raising your premium “on account of an accident” where you were not at fault D.C. Code § 31-2406, there are broader risk-classification and rating adjustments permitted under District law that are not tied to individual accident fault:

  • Systemic Rate and Class Adjustments: Under D.C. Code § 31-2703(c), insurers are permitted to establish or modify risk classifications based on “reasonable considerations” such as individual experience, location or dispersion of hazard, size, expense, or management, provided these classifications apply uniformly to all risks under substantially similar circumstances. D.C. Code § 31-2703

Remember, if you are involved in an auto accident in Washington, D.C., and it is determined that you were not at fault, your insurer is statutorily prohibited from increasing your insurance premium because of that accident.

However, this does not prevent your insurer from adjusting your premiums in the future due to broad, non-accident-specific rate restructurings or general changes to risk classifications approved under District law.

Virginia Residents

Under Virginia law, an insurer generally cannot increase your car insurance premium or charge points under a safe driver insurance plan if you are involved in an auto accident that was not your fault. Va. Code Ann. § 38.2-1905

Statutory Restrictions on Premium Increases in Virginia

Under Va. Code Ann. § 38.2-1905, an insurer is strictly prohibited from increasing an insured’s premium or charging points under a safe driver insurance plan, whether applicable to commercial or private passenger vehicles, as a result of a motor vehicle accident unless the accident was wholly or partially caused by the named insured, a resident of the same household, or another customary operator. Va. Code Ann. § 38.2-1905

Furthermore, no insurer may charge points or increase the insured’s premium under a commercial or private passenger automobile policy due to an accident if the operator causing the accident is a principal operator insured under a separate policy. Va. Code Ann. § 38.2-1905

No insurer shall assign points under a safe-driver insurance policy to any vehicle other than the vehicle customarily driven by the operator responsible for incurring points. This policy prevents punishment to the owner/principal operator of a vehicle for entrusting the vehicle to an insured driver who is insured under another policy.

For law-enforcement officers, Va. Code Ann. § 38.2-1905 provides additional protections, stating that an insurer cannot increase an officer’s personal insurance premium or charge points under a safe driver insurance plan for an accident that occurred in the course of employment while the officer was driving an agency-provided vehicle and engaged in law-enforcement activity. Va. Code Ann. § 38.2-1905

Administrative Guidance and Fault Determination in Virginia

Virginia administrative guidelines clarify that insurers must have actual proof of fault before increasing a premium or assigning points (Virginia Insurance Notices and Bulletins).

A Virginia motor vehicle report only indicates that a driver was involved in an accident, not who was at fault; therefore, insurers must conduct additional research to determine fault. General justifications such as “failure to maintain control of the vehicle” do not constitute sufficient evidence of fault without supporting information.

Additionally, for personal auto programs, insurers are prohibited from using “not-at-fault” accidents—which include medical expense claims, income loss benefits claims, uninsured motorist claims, and comprehensive losses—to determine tier eligibility for renewals. Doing so is recognized as a practice that could result in an unlawful premium increase for an accident not caused wholly or partially by the insured in violation of Va. Code Ann. § 38.2-1905.

Notice Requirements and Right to Appeal

If an insurer increases an insurance premium or charges points as a result of a motor vehicle accident, it must notify the named insured in writing. Va. Code Ann. § 38.2-1905 This notification must inform the insured of their right to appeal the decision to the Commissioner of Insurance if they believe the premium increase or point charge was applied without just cause. Va. Code Ann. § 38.2-1905

  • Timeline: The insured must request the appeal in writing within 60 days of receiving the notice of the premium adjustment or point charge. Va. Code Ann. § 38.2-1905
  • Appeal Process: Upon receiving the request, the Commissioner will promptly initiate a review to determine whether the premium increase or point charge is justified. Va. Code Ann. § 38.2-1905
  • Refunds: If the Commissioner rules that the increase or point charge is not justified, or was not assigned in accordance with the insurer’s filed rating plan, the insurer must promptly refund any premiums paid as a direct result of the unjustified increase and adjust all future billings. Va. Code Ann. § 38.2-1905

Qualifications and Limitations

The statutory prohibition against increasing premiums for not-at-fault accidents does not restrict insurers from adjusting general, non-accident-related rate factors that are filed with and approved by the State Corporation Commission. Va. Code Ann. § 38.2-1904, Va. Code Ann. § 38.2-1906

All rates and all changes and amendments to rates under Va. Code Ann. § 38.2-1904, for use in the Commonwealth of Virginia, shall consider loss experience and other factors within Virginia if relevant and actuarially sound, provided that other data, including countrywide, regional, or other state data, may be considered where such data is relevant and where a sound actuarial basis exists for considering data other than Virginia-specific data. Therefore, if there is a reasonable and probable basis to do so, rates and changes may be based on data other than Virginia-specific data.

Insurers are permitted to group risks by classifications and modify rates for individual risks in accordance with rating plans that measure variations in hazards or expenses, provided the rates are not excessive, inadequate, or unfairly discriminatory, and are based on sound actuarial principles. Va. Code Ann. § 38.2-1904

In addition, there is a time limit on how long the increased rates are in effect due to an at-fault accident. If an insurer does permissibly increase rates or apply surcharges due to an at-fault accident or a motor vehicle conviction, it cannot use that information to produce increased or surcharged rates above their filed manual rates for a period longer than 36 months, beginning no later than 12 months after the date of the accident or conviction. Va. Code Ann. § 38.2-1904

In summary, Virginia law protects policyholders from facing increased car insurance premiums or safe driver point penalties for accidents in which they were not at fault. Insurers must establish proof of fault before adjusting rates due to an accident, notify the insured of any such adjustments, and provide a clear statutory pathway for the insured to appeal unjustified increases to the Commissioner of Insurance.

In Conclusion

Dealing with insurance companies after a crash can be stressful for any driver—and the laws are different in every state. If you have been involved in an automobile accident, it is important to understand your rights and the terms of your insurance policy.

Get the facts. Get educated.